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Send money with INTERAC e-Transfer

Send money with INTERAC e-Transfer from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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 Rate guaranteed (8h)
  • Wire transfer fee

    6.11 USD

  • Our fee

    166.58 USD


Total included fees (0.58%)

172.69 USD

  • You could save up to 948.35 USD

Should arrive by Monday, January 6, 2025

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 CAD withRecipient gets(Total after fees)
Remitly
40,017.83 PHP
Transfer fee
0 CAD
Exchange rate(1 CAD PHP)
40.0178
Exchange rate markup
310.74 CAD

Cost of transfer
310.74 CAD

Wise
39,974.79 PHP- 43.04 PHP
Transfer fee
9.64 CAD
Exchange rate(1 CAD PHP)
40.3639
Exchange rate markup
304.78 CAD

Cost of transfer
314.42 CAD

RBC Royal Bank of Canada
38,528.53 PHP- 1,489.30 PHP
Transfer fee
0 CAD
Exchange rate(1 CAD PHP)
38.5285
Exchange rate markup
336.40 CAD

Cost of transfer
336.40 CAD

PayPal
38,240.69 PHP- 1,777.14 PHP
Transfer fee
4.99 CAD
Exchange rate(1 CAD PHP)
38.4325
Exchange rate markup
338.05 CAD

Cost of transfer
343.04 CAD

TB Bank
38,076.85 PHP- 1,940.98 PHP
Transfer fee
25 CAD
Exchange rate(1 CAD PHP)
39.0532
Exchange rate markup
327.36 CAD

Cost of transfer
352.36 CAD

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How to send money with INTERAC e-Transfer in 3 easy steps

What is INTERAC e-Transfer money transfer?

Paying for your Wise international payment by INTERAC e-Transfer is convenient and can be done right from your laptop or smartphone.

All you’ll need to do is select INTERAC e-Transfer Request Money as your preferred way to pay, and then follow the instructions on the money request you receive through your Interac phone number or email. Each Interac money request you generate is good for 24 hours, so you can set up your payment at your convenience, online or in your bank’s mobile app. Easy.

Once you approve the Interac money request your payment is usually received by Wise in just a few minutes. That means Wise can get it on the way to your recipient faster, too.

Learn more about using Interac transfers.

Online money transfer fees

How much does it cost to send money with INTERAC e-Transfer?

To send money with INTERAC e-Transfer with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

How long does a money transfer with INTERAC e-Transfer take?

A money transfer with INTERAC e-Transfer (USD-PHP) should arrive by Monday, January 6, 2025. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

USD
PHP

Should arrive

by Monday, January 6, 2025

Wise works nearly everywhere

  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.