Send money to a bank account

Send money to a bank account from our website or mobile app, in just a few clicks. Join over 16 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Sending 1,000 USD withRecipient gets(Total after fees)and transfer speed
Wise
935.90 EUR
Transfer fee
6.42 USD
Exchange rate(1 USD EUR)
0.941950
Exchange rate markup
0.05 USD
Cost of transfer
6.47 USD

Remitly
935.75 EUR- 0.15 EUR
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.935750
Exchange rate markup
6.63 USD
Cost of transfer
6.63 USD

Instarem.
933.05 EUR- 2.85 EUR
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.933053
Exchange rate markup
9.50 USD
Cost of transfer
9.50 USD

OFX
929.11 EUR- 6.79 EUR
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.929105
Exchange rate markup
13.69 USD
Cost of transfer
13.69 USD

This applies when you pay in via bank transfer or ACH payments. How do we collect this data?
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How to send money to a bank account in 3 easy steps

What is Bank account money transfer?

Sending an international bank account money transfer is often one of the most convenient ways for your recipient to get their money. Once you initiate the transfer, your recipient doesn’t need to do anything at all - the funds will be automatically deposited into their bank account as soon as they’re processed. That could even mean their money is available instantly, depending on the details of the payment.

All you’ll need from your recipient is their personal contact and bank account details. The exact bank details required varies a bit based on the country you're sending money to, but you’ll be guided through the Wise bank account money transfer process step by step as you arrange your payment.

Add your recipient’s email address, and they’ll get a message when the money is on the way, and when it’s available for spending, too.

Learn more about using bank account transfers.

Online money transfer fees

How much does it cost to send money to a bank account?

To send money to a bank account with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

How long does a money transfer to a bank account take?

A money transfer to a bank account (USD-EUR) should arrive in 10 hours. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

USD
EUR

Should arrive

in 10 hours

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Trustpilot score 4.3 out of 5, from 215,601 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.