Send money to a bank account

Send money to a bank account from our website or mobile app, in just a few clicks. Join over 16 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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  • 2.79 USD
  • 4.86 USDOur fee
  • 7.65 USDTotal fees
  • =
    992.35 USDTotal amount we’ll convert
  • ×
    0.9256

Should arrive by Thursday

Get started

We charge as little as possible. No subscription

Sending 1,000 USD withRecipient gets(Total after fees)and transfer speedTransfer speed
CheapestRemitly
918.95 EUR5-7 days
5-7 days
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.918952
Exchange rate markup
7.18 USD

Cost of transfer
7.18 USD

Wise
918.52 EUR- 0.43 EUR1 day
1 day
Transfer fee
7.65 USD
Exchange rate(1 USD EUR)
0.925600
Exchange rate markup
0 USD

Cost of transfer
7.65 USD

Instarem.
916.90 EUR- 2.05 EURunavailable
unavailable
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.916903
Exchange rate markup
9.40 USD

Cost of transfer
9.40 USD

OFX
913 EUR- 5.95 EUR2-6 days
2-6 days
Transfer fee
0 USD
Exchange rate(1 USD EUR)
0.913004
Exchange rate markup
13.61 USD

Cost of transfer
13.61 USD

PayPal
876.98 EUR- 41.97 EUR5-7 days
5-7 days
Transfer fee
4.99 USD
Exchange rate(1 USD EUR)
0.881378
Exchange rate markup
47.78 USD

Cost of transfer
52.77 USD
The information above applies when you pay in via bank transfer or ACH payments. Information provided is not in real time and may be different from the actual rates and fees on the provider’s website. Transaction speed claimed depends on individual circumstances and may not be available for all transactions. How do we collect this data?
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How to send money to a bank account in 3 easy steps

What is Bank account money transfer?

Sending an international bank account money transfer is often one of the most convenient ways for your recipient to get their money. Once you initiate the transfer, your recipient doesn’t need to do anything at all - the funds will be automatically deposited into their bank account as soon as they’re processed. That could even mean their money is available instantly, depending on the details of the payment.

All you’ll need from your recipient is their personal contact and bank account details. The exact bank details required varies a bit based on the country you're sending money to, but you’ll be guided through the Wise bank account money transfer process step by step as you arrange your payment.

Add your recipient’s email address, and they’ll get a message when the money is on the way, and when it’s available for spending, too.

Learn more about using bank account transfers.

Online money transfer fees

How much does it cost to send money to a bank account?

To send money to a bank account with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

How long does a money transfer to a bank account take?

A money transfer to a bank account (USD-EUR) should arrive by Thursday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

USD
EUR

Should arrive

by Thursday

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Trustpilot score 4.3 out of 5, from 220,977 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.