International wire transfer

Join over 16 million people who choose Wise for fast and secure global transfers. We’re up to 3x cheaper than banks when wiring money internationally.

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  • 1.30 USD
  • 5.52 USDOur fee
  • 6.82 USDTotal fees

  • =
    993.18 USDTotal amount we’ll convert
  • ×

Compare international wire transfer services

Sending 1,000.00 USD withRecipient gets(Total after fees)Transfer feeExchange rate(1 USD EUR)
MoneygramCheapest933.73 EUR
1.99 USD0.935594
Remitly931.80 EUR- 1.93 EUR0.00 USD0.931800
Wise930.67 EUR- 3.06 EUR9.03 USD0.939150Mid-market rate
Xe925.58 EUR- 8.15 EUR0.00 USD0.925577
Western Union922.21 EUR- 11.52 EUR0.99 USD0.923127
OFX921.90 EUR- 11.83 EUR0.00 USD0.921900
Xoom919.37 EUR- 14.36 EUR0.00 USD0.919371
Chase (US)907.40 EUR- 26.33 EUR5.00 USD0.911960
PayPal895.36 EUR- 38.37 EUR4.99 USD0.899855

International wire transfer fee: how much does it cost to transfer USD to EUR?

Pay a small, flat fee and percentage

To send money in USD to EUR, you pay a small, flat fee of 4.17 USD + 0.49% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fixed fee
4.17 USD
Variable feeup to 122,380 USD/month
Variable feemore than 122,380 USD/month

How long does an international wire transfer take?

On many popular routes, Wise can wire your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the international wire transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route


Should arrive

by Monday

How to send money from USD to EUR

Protecting you and your money

    Safeguarded with leading banks

    We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

    Audited regularly

    We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

    Extra-secure transactions

    We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

    Data protection

    We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

    Dedicated anti-fraud team

    We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Wire money abroad with the most international app

Looking for an app to wire money abroad? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Trustpilot score 4.2 out of 5, from 195,178 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at

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