Wise fees: Only pay for what you use

For residents in United States

Transfer money between banks, or from your account.

Get a new card, spend abroad, and get cash out from ATMs.

Get paid into or add money to your account.

Hold 40+ currencies in your Wise Account.

Fair prices, no hidden fees

No subscriptions, no monthly fees. You’ll always see the fee upfront, and only pay for what you use.

Registering with Wise
Register for a Wise account	Free
Sending money
Sending money Fee varies by currency	From 0.43%
Spending with your card
Withdrawing 100 USD per month per account 2 or less withdrawals	Free
ATM fees over 100 USD per month per account + 1.50 USD per withdrawal	2%
Account Funding transactions Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ.	2%
Getting the Wise debit card No subscription fees	9 USD
Converting money Fee varies by currency	From 0.43%
Holding money in your account
Hold 40+ currencies	Free
Receiving money
Getting account details in 10 currencies Details for AUD, CAD, EUR, GBP, HUF, NZD, RON, SGD, TRY and USD	Free
Receiving money Receive AUD, CAD, EUR, GBP, HUF, NZD, RON, SGD, TRY and USD (non-wire)	Free
Receiving USD wire payments Fixed fee per payment	4.14 USD
Receiving CAD SWIFT payments Fixed fee per payment	10 CAD

We charge as little as possible, and we’re on a mission to drop prices until we’re eventually free.

We’re honest and upfront about what things cost, we use the mid-market rate, and never hide fees.

You pay for what you use. No more. No less. We believe no one should pay the cost of someone else’s ‘free’.