Wise fees: Only pay for what you use
Fair prices, no hidden fees
No subscriptions, no monthly fees. You’ll always see the fee upfront, and only pay for what you use.
Registering with Wise | |
Opening an account | Free |
Sending money | |
Sending money Fee varies by currency | From 0.43% |
Spending with your card | |
Withdrawing 100 USD per month per account 2 or less withdrawals | Free |
ATM fees over 100 USD per month per account + 1.50 USD per withdrawal | 2% |
Account Funding transactions Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ. | 2% |
Getting the Wise debit card No subscription fees | 9 USD |
Converting money Fee varies by currency | From 0.43% |
Holding money in your account | |
Hold 50+ currencies | Free |
Receiving money | |
Getting account details in 9 currencies Details for AUD, CAD, EUR, GBP, HUF, NZD, RON, SGD and USD | Free |
Receiving money Receive AUD, CAD, EUR, GBP, HUF, NZD, RON, SGD and USD (non-wire) | Free |
Receiving USD wire payments Fixed fee per payment | 4.14 USD |
Our three principles
Low, and getting lower
We charge as little as possible, and we’re on a mission to drop prices until we’re eventually free.
Radically transparent
We’re honest and upfront about what things cost, we use the mid-market rate, and never hide fees.
Fair for all
You pay for what you use. No more. No less. We believe no one should pay the cost of someone else’s ‘free’.