Is Pangea money transfer legit? 2024 review

Gabriela Peratello

Pangea Money Transfer® is a popular service for sending money abroad, particularly to family and friends in Latin America and Asia.

But is Pangea Money Transfer safe? Find out everything you need to know in our comprehensive review, including tips and tricks for secure transactions with Pangea.

We’ll also take a look at Wise, a money service business (MSB), as your international money transfer alternative. Send hassle-free payments to people across the world – all at the standard mid-market exchange rate!


What is Pangea Money Transfer and how does it work?

You can use Pangea Money Transfer to send money to 25 countries around the globe, including¹:

  • Mexico
  • Philippines
  • Bangladesh
  • Kenya
  • Thailand
  • India

Send a digital money transfer for your recipient to receive directly in their bank account or via cash pickup. You can also pay international bills or schedule regular transfers to your family abroad.¹

Pay for your Pangea transfer with your US debit card or bank account. Citizens of Illinois can send cash abroad, too. You may have to pay a fee for transferring your money – and this can depend on where you send your funds and which payment method you use.

Pangea Money Transfer is very easy and convenient to use – and it’s perfect for quick transfers to friends and family living abroad.²

It’s worth noting that Pangea Money Transfer isn’t available in every US state, so make sure to double-check before signing up for an account.²

Is Pangea Money Transfer safe?

Pangea Money Transfer is a safe way to transfer your money to family overseas. Although it’s always important to stay attentive online, there are several security measures in place to keep your money safe with Pangea.

Let’s take a look at how Pangea Money Transfer protects your money and personal details.

Pangea Money Transfer security features

The Pangea Money Transfer app uses advanced technology to protect your transfers, including world-class security.

Pangea also guarantees Personal Information Protection for its users, which means the service won’t sell your personal information.

You can log into your Pangea Money Transfer account using your mobile number. This means you don’t have to share your bank details. It also reduces the chance of someone getting access to your information through your Pangea account.³

Tips and tricks for safe transactions

It’s important to keep your money secure when sending funds abroad – and there are a few ways to stay safe.

You can track your transfer with Pangea Money Transfer via the website or mobile app. This can help you make sure your money doesn’t get into the wrong hands – and you’ll know when your recipient deposits their funds.⁴

Make sure to keep your login details to yourself to stay vigilant against wire transfer scams or fraud. You should also ensure you send your transfer to the right person. Double-check your recipient’s personal information and bank details before submitting your payment.

If you realize you’ve sent your transfer to the wrong person – or you’ve sent an incorrect payment amount – you can cancel it and receive a full refund.⁴

International transfers at the tip of your fingers: meet Wise

With Wise you can:
  • Send money abroad with the mid-market exchange rate and low fees

  • Get paid like a local in 9 different currencies

  • Spend in over 150 countries with the Wise card

  • Hold and manage +40 currencies at the tip of your fingers

  • Opt in to receive annual percentage yield (APY) on your USD balance with Wise’s interest feature (subject to change, certain limitations apply — see Program Agreement for more information)

Learn more about Wise

How to report suspicious activity on your Pangea account?

Transferring money online can come with risks. If you spot something suspicious in your Pangea Money Transfer account, make sure to contact their customer service team for advice and support.

There are a few ways to contact Pangea Money Transfer:

Phone number: +1 866-858-9928 (8am to 10pm CST)
Email address: help@gopangea.com⁴

Pangea Money Transfer uses 24/7 fraud prevention to protect you from suspected fraudulent activity.³ Rated 4.5 on Trustpilot, frequent users praise Pangea Money Transfer’s customer support service when sending money abroad or resolving issues.⁵

Final verdict: is Pangea Money Transfer legit?

Pangea Money Transfer is a legit way to transfer your money to Latin America and Asia. You can send quick and convenient transfers overseas with multiple payment methods – and Pangea’s security features help you look after your funds from start to finish.

It’s important to stay vigilant when sending or receiving money online. Logging into your account to track your transfer and checking you have the right details for your recipient can ensure you stay safe when using Pangea Money Transfer.

To start sending your money to 80 countries across the world, check out Wise.


  1. Pangea Money Transfer
  2. Finder
  3. Pangea Money Transfer
  4. Pangea Money Transfer
  5. Trustpilot

Sources checked on 02.02.2024

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.

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