Send money to Germany
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
- Bank transfer fee0 EUR
- Our fee0.95 EUR
Should arrive in 4 minutes
Send money to Germany
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
- Bank transfer fee0 EUR
- Our fee0.95 EUR
Should arrive in 4 minutes
How to send money to Germany from Ukraine
Enter amount to send in EUR.
Pay in EUR with your debit card or credit card, or send the money from your online banking.
Choose recipient in Germany.
Select who you want to send money to and which pay-out method to use.
Send EUR, receive EUR.
The recipient gets money in EUR directly from Wise’s local bank account.
Secure money transfers to Germany
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.
- Rock-solid technologySuper smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
- People who care, 24/7With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
- Your money, not oursYour money is safeguarded, and held completely separate from ours, so it’s available to you all the time.
Best ways to send money to Germany with WISE
The best way to send Euro to Euro is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
How to receive money in Germany
When you transfer with Wise, you can receive to local bank accounts — no need for a Wise account. And since our price is transparent, you know exactly what you’ll get on the other side.
ACH
ACH
You’ll need to enter the recipient’s personal and banking information to make sure their payment can be processed quickly and securely. Learn more about ACH payments.
Wire
Wire
A wire transfer is a convenient payment method. To make a transfer you’ll need your recipient’s personal and account details. Learn more about Wire transfers.
Swift
Swift
To send a quick and secure Swift payment, all you'll need is your recipient’s IBAN number. It’s that easy. Learn more about Swift payments.
Email
Email
To make payments using only email, all you need is your recipient’s email address. Learn more about Email transfers.
Cheapest way to send money to Germany from Ukraine
The cheapest way to send 1,000 EUR to Germany is by using money that's in your Wise account and costs 0 EUR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.
EUR
EUR
| Sending 1,000 EUR | Transfer cost | ||
|---|---|---|---|
| Bank transfer | 2.80 EUR | ||
| Debit card | 37.65 EUR | ||
| Credit card | 11.63 EUR | ||
| PISP | 0.95 EUR | ||
| Apple Pay | 14.95 EUR | ||
| Google Pay | 14.95 EUR | ||
Fastest way to send money to Germany from Ukraine
Sending money with Wise is super fast: 70% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.
EUR
EUR
| Sending 1,000 EUR | Should arrive | ||
|---|---|---|---|
| Bank transfer | in seconds | ||
| Debit card | in seconds | ||
| Credit card | in seconds | ||
| PISP | in 4 minutes | ||
| Apple Pay | in seconds | ||
| Google Pay | in seconds | ||
Send money to Germany from Ukraine with the Wise app
Looking for an app to send money to Germany? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Send money to Germany from Ukraine with the Wise app
Looking for an app to send money to Germany? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
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Frequently asked questions
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