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Give your money a boost

Earn returns on EUR, GBP, and USD by opening a Wise account and investing in a fund that holds government-guaranteed assets. Spend any time, all while you grow.

*Capital at risk, growth not guaranteed.
Open an account
  • EUR2.01%
  • GBP3.32%
  • USD3.4%

How interest works

  • Turn on Interest
    Turn on Interest

    Your money is invested in an interest-earning fund that holds government-guaranteed assets.

  • Get gains daily
    Get gains daily

    Returns are added to your money every working day — and you can use them right away.

  • Spend any time
    Spend any time

    Continue to send and spend your money. With Interest, there's no need to lock your money away.

Interest is offered in partnership with JPMorgan Asset Management and through Wise Assets Europe AS. The funds aim to maximise current income through a portfolio of high quality short-term money market instruments. You may have to pay tax on your earnings — for example, capital gains tax.

Rates

The rate we show is how much your money could grow over a year. It's based on the fund's rate of return in the last 7 days and tracks the rate set by the central bank. The rate was last updated 05/08/2026. Past performance doesn't guarantee future growth.

2.01% on EUR

After 0.29% annual fee

3.32% on GBP

After 0.55% annual fee

3.4% on USD

After 0.31% annual fee

Keeping your money safe

When you invest with Interest, you invest in low-risk government-guaranteed assets.

Learn more about safety

See gains every day

Returns are added to your money every working day — and you can use them right away. Send and spend your money, all while getting a return. Growth not guaranteed.1

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FAQ

Your money, your way

Manage your international money in a single place with a Wise account.

Create an account

Trust us to look after your money

Wise Europe helps over 18.9 million people move £30 billion every quarter — here's how we make sure it's safe.

  • Built-in security
    Biometrics, 2-step authentication and encryption keep your data secure.
  • Dedicated support
    Questions? Get 24/7 help in 14 languages.
  • Don't take our word for it
    With over 200,000 reviews on Trustpilot, Wise's average score is 4.3 out of 5.