Travel insurance with car rental excess: What it covers and how it works
Driving overseas? Compare the best travel insurance with car rental excess cover in Singapore. See coverage limits, prices, and top providers for 2026.
If you’re planning a trip and searching your options between trip.com vs booking.com, or even trip.com vs Agoda vs Expedia, you’re not alone. While all of these platforms can be handy tools, there are some key differences between how they work, which can mean your searches generate different options and costs. This guide introduces each platform and what it’s great for, to help you compare and choose.
We'll also introduce the Wise card, a handy travel companion to make seamless card payments when you're overseas.
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Confused about Agoda vs Booking vs Trip vs Expedia? Let’s start with a side-by-side comparison of each on key features, and then dive a little deeper into what each platform is great at right after:
| Factor | Agoda¹ | Booking.com⁴ | Trip.com⁶ | Expedia⁷ |
|---|---|---|---|---|
| Best for | Price match refund available on many competitor sites | Genius programme offers strong loyalty discounts | Very broad range of travel, accommodation and activity bookings | Good package and last-minute offers available |
| Platform size | 6 million hotels and holiday properties worldwide | 28 million reported accommodation listings globally |
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| Price tools | Best Price Guarantee² | Genius discounts applied automatically | Price guarantee on flights |
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| Loyalty programme | PointsMax programme³ | Genius Programme | Tiered membership program available | One Key tiered membership program |
| Deals & Promos | New customer 10% discount | Changing promotions based on season | New user exclusive offers | Bundle and save deals on flight and hotel packages |
| Payment options |
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| Customer service |
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| 24/7 customer support |
*Details correct at time of writing - 3rd December 2025
What is Agoda best for: Singapore-based company, offering Best Price Guarantee on all like-for-like bookings
Agoda is part of the same group as Booking.com, offering a huge global network of hotels, as well as homes and apartments for travellers. You can also book flights and flight/hotel packages, activities and airport transfers to arrange your entire vacation end-to-end with the same provider.
Agoda has a lot of promotional offers, both for new customers and time-based deals, giving fixed discount amounts during promotional periods. This is all on top of their price guarantee, which lets you ask for a refund of the difference if you find a better price for a like-for-like booking on a competitor site.
Number of countries: Available worldwide
Number of properties: 6 million hotels and holiday properties⁸
Rewards and loyalty: PointsMax programme - earn with Agoda and spend on other rewards schemes if you choose
Deals and promos: Best Price Guarantee on all like-for-like bookings, plus new customer 10% discount
Payment options: Credit/debit cards, PayPal, local payment methods, including GrabPay
Refunds and cancellations: Policies set by properties and visible when booking
What is Booking best for: Genius programme offers strong loyalty discounts for regular customers, with best prices shown automatically
Booking has a huge span of accommodation options, plus flights, holiday packages, car rental, activities and airport transfers. If you use the site often, it's well worth having an account as the Genius programme rewards loyal users with progressive discounts depending on how often you book.
Additional offers are live, including discounted booking prices, but these change regularly, so you’ll need to see what’s available before you book your next trip.
Number of countries: Available globally
Number of properties: 28 million reported accommodation listings⁹
Rewards and loyalty: Genius discounts applied automatically
Deals and promos: Genius Programme, additional changing promotions based on season
Payment options: Credit/debit cards, local payment methods including PayPal, PayNow, GrabPay
Refunds and cancellations: Policies set by properties and visible when booking
What is Trip best for: Book flights, hotels, packages, cruises, trains, cars, activities, tours and more
Trip has an easy-to-use website and app, which has ways to book all you might need for your next travel experience - and lots of information and inspiration to help you decide where to go and what to do. The range of options is pretty staggering, and regular users may also find they get significant rewards or discounts as part of the Trip membership and loyalty program.
Higher-tier members could get perks like free lounge access or activity tickets, global data packages when you travel, airport transfer upgrades and easier ways to earn more trip rewards in future.
Number of countries: Global reach
Number of properties: 1.7 million hotels, plus flights, packages and more¹⁰
Rewards and loyalty: Tiered membership program available offering better benefits the more you spend
Deals and promos: New user exclusive offers, periodic discounts and price guarantee on flights
Payment options: Credit/debit cards, Apple/Google Pay, local payment methods, including PayNow
Refunds and cancellations: Policies set by properties and visible when booking
What is Expedia best for: Expedia itinerary planning tool with good package and last-minute offers available
Expedia offers stays, flights, packages, things to do and cruises, with global reach to let you plan your next trip no matter where you’re heading. There are rewards for frequent users, which can unlock deep discounts on hotels and other bookings, plus changing promotional deals.
One neat feature of Expedia is the collaborative itinerary planning tool¹¹ which lets you work with others to research, bookmark and arrange your next trip. Just sign into the Expedia app and start creating your trip, allowing anyone you grant access to the option of liking or adding ideas. Then book and manage everything right from your trip plan once everyone agrees. Easy.
Number of countries: Global reach across hotels and flights
Number of properties: Over 3 million hotels worldwide, plus 500+ airlines¹²
Rewards and loyalty: One Key discounts available as part of the Expedia tiered membership program
Deals and promos: Bundle and save deals on flight and hotel packages, Price Drop Protection on flights
Payment options: Credit/debit cards, and local payment methods, which vary by country
Refunds and cancellations: Policies set by properties and visible when booking

Booking platforms like Agoda, Booking.com, Trip.com and Expedia often show prices in different currencies, depending on the destination and the provider you’re using. That can make it harder to know what you’ll actually pay once conversion fees are added.
The Wise card lets you spend in 40+ currencies at the mid-market rate including MYR, JPY, CNY, and USD so you know you'll be getting a great deal in over 150+ countries. Simply create a free Wise account, order a card and top-up SGD to get started.
Virtual cards are free and can be added to your Google or Apple Pay wallet, while a physical Wise card can be ordered for a low fee of 8.50 SGD. Having a physical Wise card allows you to make chip and pin payments, as well as 2 free ATM withdrawals to the value of 350 SGD each month, before low fees start.
While abroad, you can choose to spend with directly in SGD and let auto-conversion do the trick, or convert to your desired currency with your Wise account. Either way, you’ll get the exchange rate you see on Google, with low, transparent fees from 0.26%.
Plus, you can activate Wise Interest to earn returns* on your SGD and other currencies, meaning your travel money could be growing right up until you spend it.
*Growth is not guaranteed. Capital at risk.
Comparing Agoda vs Booking vs Trip vs Expedia, you’ll see that they all work a little differently. But they all have excellent tools that allow you to plan, book and manage your travel more or less anywhere in the world. Each also offers promotional discounts, which can include great offers for regular users. This may mean that loyalty to a particular site pays off in the end - but shopping around and comparing the travel options on each platform is the only way to know for sure.
Use this guide to compare your options and get inspired for your next trip, no matter which of Agoda vs Booking vs Trip vs Expedia you end up choosing.
Sources:
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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