# Send money to Latvia

Fast, low-cost, and secure online money transfers from Sweden to Latvia.

Over 10 million customers
FCA regulated
• 0 SEK
• 11.65 SEKOur fee
• 11.65 SEKTotal fees
• =
988.35 SEKTotal amount we’ll convert
• ÷

Should arrive by Monday

## Save when you send money to Latvia

Sending 1,000 SEK withRecipient gets(Total after fees)
85.72 EUR
Transfer fee
0 SEK
Exchange rate(1 SEK EUR)
0.0857199
Exchange rate markup
4.85 SEK

Cost of transfer
4.85 SEK

85.31 EUR- 0.41 EUR
Transfer fee
0 SEK
Exchange rate(1 SEK EUR)
0.0853131
Exchange rate markup
9.57 SEK

Cost of transfer
9.57 SEK

85.13 EUR- 0.59 EUR
Transfer fee
11.65 SEK
Exchange rate(1 SEK EUR)
0.0861375
Exchange rate markup
0 SEK

Cost of transfer
11.65 SEK

82.42 EUR- 3.30 EUR
Transfer fee
20 SEK
Exchange rate(1 SEK EUR)
0.0841059
Exchange rate markup
23.59 SEK

Cost of transfer
43.59 SEK

82.28 EUR- 3.44 EUR
Transfer fee
20 SEK
Exchange rate(1 SEK EUR)
0.0839561
Exchange rate markup
25.32 SEK

Cost of transfer
45.32 SEK

80.92 EUR- 4.80 EUR
Transfer fee
19.99 SEK
Exchange rate(1 SEK EUR)
0.0825687
Exchange rate markup
41.43 SEK

Cost of transfer
61.42 SEK
This applies when you pay in via bank transfer. How do we collect this data?

## How to send money to Latvia from Sweden

How to send money to Latvia from Sweden

1. Just tap in how much, and where to.
2. Then make a local payment to Wise, whether it's with a bank transfer, Swift or your debit or credit card.
3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

## How much does it cost to transfer money to Latvia?

### Pay a small, flat fee and percentage

To send money in SEK to Latvia, you pay a small, flat fee of 7.30 SEK + 0.44% of the amount that's converted (you'll always see the total cost upfront).

### Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

### No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers
Fixed fee
7.30 SEK
Variable feeup to 1,377,650 SEK/month
0.44%
Variable feemore than 1,377,650 SEK/month

## How long will a money transfer to Latvia take?

A money transfer from Sweden (SEK) to Latvia (EUR) should arrive by Monday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

SEK
EUR

Should arrive

by Monday

## Best ways to send money to Latvia

• #### Bank Transfer

Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
• #### Trustly

Trustly is an online bank payment method. With Trustly, you can send money to Wise without leaving our site or app. It's a simple and convenient way to pay in EUR, PLN, SEK, and DKK.
• #### Debit Card

Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
• #### Credit Card

Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
• #### Apple Pay

If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

## Trust Wise with safe & secure money transfers to Latvia

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

### Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

### Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

### Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

## Send money to Latvia from Sweden with the Wise app

Looking for an app to send money to Latvia? Sending money is easy with Wise app.

• Cheaper transfers abroad - free from hidden fees and exchange rate markups.
• Check exchange rates - see on the app how exchange rates have changed over time.
• Repeat your previous transfers - save the details, and make your monthly payments easier.