4.3/5 from 244,794 reviews

Send money overseas

Send money overseas from our website or mobile app, in just a few clicks.

Over 12.8 million customers

Read on Trustpilot

FCA regulated

Learn more

Rate guaranteed (8h)

You send exactly

Recipient gets

Paying with

Wire transfer

Wire transfer fee

6.11 USD
Our fee

166.53 USD

Total included fees (0.58%)

172.64 USD

You could save up to 847.24 USD

Should arrive by Friday, 3 January 2025

Find out how much it costs to send money overseas

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 USD with	Recipient gets(Total after fees)
	57,312.64 PHP
Transfer fee 9.46 USD Exchange rate(1 USD PHP) 57.8600 Exchange rate markup 0 USD Cost of transfer 9.46 USD

	56,698.93 PHP- 613.71 PHP
Transfer fee 0.99 USD Exchange rate(1 USD PHP) 56.7551 Exchange rate markup 19.10 USD Cost of transfer 20.09 USD

	55,135.75 PHP- 2,176.89 PHP
Transfer fee 4.99 USD Exchange rate(1 USD PHP) 55.4123 Exchange rate markup 42.30 USD Cost of transfer 47.29 USD

Show more providers

How to send money overseas in 3 easy steps

Enter amount to send in USD.

Pay in USD with your debit card or credit card, or send the money from your online banking.

Choose recipient .

Select who you want to send money to and which pay-out method to use.

Send USD, receive PHP.

The recipient gets money in PHP directly from Wise’s local bank account.

Create free account now

Money transfer fees

How much does it cost to send money overseas?

To send money overseas with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Check the price now

Delivery time for money transfers overseas from Philippines

90% of all money transfers from Philippines are delivered in 1 business day from the moment we receive payment.

We do everything to complete your money transfer as soon as possible - the final delivery time of your transfer depends on your chosen payment method, where are you sending to and from or when your payment arrives to our account.

As an FCA regulated company we occasionally need to run security checks and request extra documentation, which might have impact on your delivery time.

Your transfer route

USD

PHP

Should arrive

by Friday, 3 January 2025

Best ways to send money internationally

Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Direct Debit
Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money overseas with the Wise app

Looking for an app to send money overseas? Sending money is easy with Wise app.

Cheaper transfers abroad - free from hidden fees and exchange rate markups.
Check exchange rates - see on the app how exchange rates have changed over time.
Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app