Wise Business launches in the Philippines: Empowering MSMEs to Scale Globally
MSMEs in the Philippines can now go global with Wise Business, an account that simplifies international payments with low fees and mid-market exchange rates.
Google Pay is now available for Wise cardholders! Starting from 19 November, both Wise Account and Wise Business customers can add their Wise cards to Google Pay on Android devices and tap to pay in-store, online, in-app, and on public transport — in the Philippines and overseas.
While major Philippine banks already offer Google Pay, Wise is the first non-bank financial institution in the country to bring this capability to Filipino customers. The launch addresses growing Filipino demand for convenience - according to a BSP report, digital payments now account for over 57% of retail transactions by volume. Wise data also shows that users are 1.5 times more likely to transact with their cards on mobile wallets compared to those using physical cards.
In addition to the physical card, customers can also add up to three digital cards to Google Pay, each with their unique card number, providing an extra layer of protection. Customers can freeze and unfreeze these cards instantly, track every transaction in real-time, and even assign different cards for different types of spending.
With the Wise account and card, customers can now hold, send, spend and manage money globally in over 40 currencies at mid-market exchange rates with no hidden fees. Customers also get two free ATM withdrawals of up to 12,000 pesos each month, making it easy to access cash when needed.

To add a Wise card to Google Pay, customers can:
- Open the Wise app
- Tap the Card tab to view all available cards
- Select their card to add, then tap "Add to G Pay."
Once activated, customers can tap and pay anywhere Google Pay is accepted, both in the Philippines and around the world.

The Wise card lets you spend in 40+ currencies at the mid-market rate including USD, SGD, GBP, and JPY so you know you'll be getting a great deal in over 150+ countries. Simply create a free Wise account, order a card and top-up PHP to get started.
A physical Wise card can be ordered for a low fee of 369.60 PHP. Having a physical Wise card allows you to make chip and pin payments, as well as 2 free ATM withdrawals to the value of 12,000 PHP each month, before low fees start.
While abroad, you can choose to spend directly in PHP and let auto-conversion do the trick, or convert to your desired currency with your Wise account. Either way, you’ll get the exchange rate you see on Google, with low, transparent fees from 0.57%.
Save while you spend, and make overseas spending seamless with a Wise card.
Wise Pilipinas is regulated by the Bangko Sentral ng Pilipinas. For any questions or concerns, check out our Help Centre, or log into your account to talk to us by phone, email or chat.
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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