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The business account for going global

Make payments, get paid, spend and earn returns in different currencies. Save time, money and hassle with the all-in-one Wise Business account.
Green Wise Business card on a desk with a laptop, calculator, and pen.

Trusted to move billions

Over 700,000 global businesses move and spend ₱923 billion monthly

Regulated

Wise is licensed by the Bangko Sentral ng Pilipinas in Philippines

24/7 customer support

Get help from our business specialists any time over email, phone or chat

Get paid in the currencies you need

Get paid via local bank transfer with zero fees — Get a US routing number, UK sort code, Australian BSB, EU IBAN, and many more.

Receive international payments via Swift — For more coverage, receive payments via Swift in additional currencies, including CNY, JPY and HKD.

Creative workspace featuring a yellow mouse, cutting mat, pencil, and paper on a green wood surface.

Send your money worldwide

Fast global payments

70% arrive in 20 seconds and 95% in under 24 hours.*

Simple batch transfers

Pay up to 1,000 contacts in a single click.

Volume discounts

On monthly transfers over 20,000 GBP or equivalent. Learn more about volume discounts.

Accurate as of Q3, 2025. Transaction speed claimed depends on individual circumstances and may not be available for all transactions. Read more


Explore more features to grow your business

Spend with multi-currency debit cards

Get physical and digital cards for your team, separate your money and control your spending.

Sync to your accounting software

Integrate your Wise account with accounting software and get fast, accurate reporting for every currency.

Account controls for team spend

Manage your account controls by setting custom spending permissions and configuring team access.

Person managing team permissions

Ready to take the next step with Wise?

Assured financial protection

Wise customers move over ₱923 billion around the world monthly. Our systems are built to keep funds safe at all times.

24/7 customer support

Our support teams are available by phone or online, wherever you are in the world.

Anti-fraud detection

We run over 7 million daily checks to spot and prevent fraud. That’s 80 checks a second on every single transaction.

Safeguarded

Your money is diversified and held with a secure group of financial institutions.

A simple one-off set up fee

Get everything you need to do business for a one-off 1,400 PHP set-up fee. Plus, you'll always get market-leading exchange rates since we use the mid-market rate without any mark-ups.

FAQs

One smart app, 50 million downloads

Investments can fluctuate, and your capital is at risk. The Variable rate is based on the performance of the Fund over a 7-day period ending on {rateLastUpdated}. The Fund has achieved an average annual return of 2.76% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority with registration number 839689. When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd. Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you're uncertain, we urge you to seek professional advice. To find out more about the Funds, <wiseLink>visit our website</wiseLink>.