Money without borders
MIN FEES. MAX EASE. FULL SPEED.
We're on a mission to build the best way to move and manage the world's money.
Read our latest Mission Updateand counting
moving around the world
per year on hidden fees
Check in on our progress as we build the best way to move and manage the world’s money
Read our latest Mission UpdateWe're on a mission to build the best way to move and manage the world's money.
Read our latest Mission UpdateWe’re upfront about our fees. No asterisks. No small print. No hidden fees.
Our average fee is now 0.53%. That means it costs 25% less to use Wise than it did five years ago. We’re always working to lower your fees by finding better ways to move your money. Here’s how we do it.
Connect directly with banks, cutting out the middlemen so you pay less
The more people who use Wise, the lower the fees for everyone
Regularly review fees and drop them whenever moving money gets cheaper
You should never have to wonder where your money is, so we make your money move fast and far. 74% of your transfers now arrive before you can say ‘it’s on its way’ — in under 20 seconds. That’s nearly double what it was five years ago. Here’s how we do it.
Building a global network of local banks, so your transfer can avoid intermediary delays and charges
Linking directly to local systems like Faster Payments and PIX to move money at the source
Our tech runs 24/7, so your money doesn’t have to wait
Read about our recent updates
As temperatures drop in Sydney, residents often hop on the first flight toward sunshine. We brought loads of fun, including live sheep, to Bondi Beach, so travellers could access the smarter way to spend abroad — completely fleece-free.
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The Wise card is made for travel, so we ensured everyone jetting off from Sydney International Airport had the chance to spend the smart way at their destination.
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Regulations for international payment fees vary worldwide. Some are stricter than others, giving providers room to hide fees from consumers. We’re dedicated to holding global banks accountable, so you always know exactly what you pay.
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“So easy to use both at home and overseas. Used on two trips to India now and will do so again next March. Readily accepted everywhere and with paying several fairly large transactions. Any hiccups with using the card are easily resolved straight away using the card’s features. Highly satisfied!”
Philip
Australia
“Once account are set up and verified, this is the easiest way I have found to move money quickly from my accounts in the US to my home in Mexico. Outstanding service and I always get the market rate on the exchange. Much better than wiring money bank to bank.”
Jacque
United States
“Transferring money has never been cheaper or easier… It's linked to my UK sterling bank account and I can complete euro transactions from my home in Germany literally in seconds. Can't fault it...”
John
Germany
“Wise has saved me a bundle since I got it. Works everywhere including countries where the exchange rate is volatile. The exchange rate is always very competitive and charges are reasonable… It's an essential tool for anyone who travels internationally once or more a year.”
Syed
Australia
“Living in Spain and needing to send money to other countries and receive payments from abroad has been made so easy and affordable with Wise”
Melanie
Spain
Wise was launched in 2011 with the vision of making international money transfers affordable, fair, and simple.
Our founders, Kristo and Taavet, put their heads together to invent a solution to their own challenges. Both from Estonia but living in London, they were paid in different currencies than their mortgages and living expenses.
Moving money with their banks proved to be expensive, slow and convoluted. They knew there had to be a better way — and Wise was the answer.
