Big news, it now costs even less to send large amounts with Wise.See what’s changed

Send money to mobile money

Send money to mobile money from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Over 10 million customers
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  • 0 NZD
  • 4.46 NZDOur fee
  • 4.46 NZDTotal fees
  • =
    995.54 NZDTotal amount we’ll convert
  • ×
    0.6367

Should arrive by Monday

Get started

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 NZD withRecipient gets(Total after fees)
Wise
633.81 USD
Transfer fee
4.46 NZD
Exchange rate(1 NZD USD)
0.636650
Exchange rate markup
0 NZD

Cost of transfer
4.46 NZD

ANZ
626.20 USD- 7.61 USD
Transfer fee
0 NZD
Exchange rate(1 NZD USD)
0.626197
Exchange rate markup
16.42 NZD

Cost of transfer
16.42 NZD

BNZ
624.41 USD- 9.40 USD
Transfer fee
0 NZD
Exchange rate(1 NZD USD)
0.624410
Exchange rate markup
19.23 NZD

Cost of transfer
19.23 NZD

ASB
623.46 USD- 10.35 USD
Transfer fee
5 NZD
Exchange rate(1 NZD USD)
0.626592
Exchange rate markup
15.80 NZD

Cost of transfer
20.80 NZD

PayPal
599.91 USD- 33.90 USD
Transfer fee
6.99 NZD
Exchange rate(1 NZD USD)
0.604135
Exchange rate markup
51.07 NZD

Cost of transfer
58.06 NZD

globe

How to send money to mobile money in 3 easy steps

What is Mobile money money transfer?

Making a mobile money transfer is convenient for the sender - as you’ll only need the recipient’s mobile number. Just take a look in your contacts to find the recipient’s phone number, and get started with Wise.

Mobile money transfers can be a great option for the recipient of the payment, too, as their funds will be deposited right into their mobile money or bank account ready for spending.

Wise supports payments to a range of mobile money accounts in a number of countries, including bKash, M-PAiSA, M-PESA and more.

The exact details you need from your recipient when sending to a mobile money account can vary a bit depending on the specific mobile money account type you choose - but you’ll be guided through inputting the required information step by step as you set up your transfer online or in the Wise app.

Online money transfer fees

How much does it cost to send money to mobile money?

To send money to mobile money with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

How long does a money transfer to mobile money take?

A money transfer to mobile money (NZD-USD) should arrive by Monday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

NZD
USD

Should arrive

by Monday

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.