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Send money to email address

Send money to email address from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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DIA regulated
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Over 12.8 million customers
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 Rate guaranteed (18h)
  • Bank transfer fee

    0 NZD

  • Our fee

    3.57 NZD


Total included fees (0.36%)

3.57 NZD

  • You could save up to 47.88 NZD

Should arrive by Thursday

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 NZD withRecipient gets(Total after fees)
Wise
581.25 USD
Transfer fee
4.46 NZD
Exchange rate(1 NZD USD)
0.583850
Exchange rate markup
359.05 NZD

Cost of transfer
363.51 NZD

BNZ
574.64 USD- 6.61 USD
Transfer fee
0 NZD
Exchange rate(1 NZD USD)
0.574638
Exchange rate markup
369.16 NZD

Cost of transfer
369.16 NZD

ANZ
574.59 USD- 6.66 USD
Transfer fee
0 NZD
Exchange rate(1 NZD USD)
0.574587
Exchange rate markup
369.22 NZD

Cost of transfer
369.22 NZD

ASB
571.28 USD- 9.97 USD
Transfer fee
5 NZD
Exchange rate(1 NZD USD)
0.574149
Exchange rate markup
369.70 NZD

Cost of transfer
374.70 NZD

Westpac
570.53 USD- 10.72 USD
Transfer fee
5 NZD
Exchange rate(1 NZD USD)
0.573393
Exchange rate markup
370.53 NZD

Cost of transfer
375.53 NZD

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How to send money to email address in 3 easy steps

What is Email address money transfer?

Don’t have the bank details for the person you’re sending money to? Try an email money transfer instead.

Just enter the email of the person you’re sending money to, and Wise will generate an email asking the recipient to securely share their bank details to receive payment. Once they accept the transfer and complete the required details, Wise will pass on the transfer delivery estimate and details to both the sender and the recipient - and the money will be deposited to the recipient’s bank account in the preferred currency, as soon as the payment has been processed.

You can send a Wise email money transfer from around 50 currencies, excluding INR and BRL. Payments can be deposited to bank accounts in all but a small handful of Wise’s supported currencies.

Learn more about using email transfers.

Online money transfer fees

How much does it cost to send money to email address?

To send money to email address with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

How long does a money transfer to email address take?

A money transfer to email address (NZD-AUD) should arrive by Thursday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

NZD
AUD

Should arrive

by Thursday

Wise works nearly everywhere

  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.