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Send money to email address

Send money to email address from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account
 Rate guaranteed (51h)
  • Bank transfer fee
    0 NZD
  • Our fee
    126.07 NZD

  • Volume discount

    -5.99 NZD

Total included fees (0.24%)
120.08 NZD

Should arrive by Sunday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Send money to email address

Send money to email address from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account
 Rate guaranteed (51h)
  • Bank transfer fee
    0 NZD
  • Our fee
    126.07 NZD

  • Volume discount

    -5.99 NZD

Total included fees (0.24%)
120.08 NZD

Should arrive by Sunday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

See how much it costs to send money abroad

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Send money now
Wise
Wise
ASB
ASB NZ
KiwiBank
KiwiBank
BNZ
BNZ

Recipient gets

(Total after fees)

43,522.51 AUD42,890.71 AUD42,787.88 AUD42,780 AUD

Exchange rate

(1 NZDAUD)

0.8725290.8579000.8561000.855600

Exchange rate markup

0 NZD838.31 NZD941.46 NZD970.11 NZD

Transfer fee

119.13 NZD5 NZD20 NZD0 NZD

Total transfer cost

119.13 NZD843.31 NZD961.46 NZD970.11 NZD
Show more providers
This applies when you pay in via bank transfer. How do we collect this data?

How to send money to email address in 3 easy steps

Start your transfer.

Enter amount to send in NZD.

Pay in NZD with your debit card or credit card, or send the money from your online banking.

Get the best rate out there.

Choose your recipient.

Select who you want to send money to and which pay-out method to use.

Money is locally delivered.

Send NZD, receive AUD.

The recipient gets money in AUD directly from Wise’s local bank account.

Create free account now

What is Email address money transfer?

Don’t have the bank details for the person you’re sending money to? Try an email money transfer instead.

Just enter the email of the person you’re sending money to, and Wise will generate an email asking the recipient to securely share their bank details to receive payment. Once they accept the transfer and complete the required details, Wise will pass on the transfer delivery estimate and details to both the sender and the recipient - and the money will be deposited to the recipient’s bank account in the preferred currency, as soon as the payment has been processed.

You can send a Wise email money transfer from around 50 currencies, excluding INR and BRL. Payments can be deposited to bank accounts in all but a small handful of Wise’s supported currencies.

Learn more about using email transfers.

Online money transfer fees

How much does it cost to send money to email address?

To send money to email address with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

Cheapest way to send money abroad

The cheapest way to send 50,000 NZD to AUD is by using money that's in your Wise account and costs 119.60 NZD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

NZD

AUD

Sending 50,000 NZDTransfer cost
Wise account119.60 NZD
Bank transfer120.08 NZD

See where Wise works

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe
  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

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