Cheapest international money transfer

Choosing the cheapest way to send money with Wise will depend on where you’re sending money and a payment method you choose. Pick the best money transfer option and start saving on your money transfers today.

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  • 0 EUR
  • 6.15 EUROur fee
  • 6.15 EURTotal fees
  • =
    993.85 EURTotal amount we’ll convert
  • ×
    0.8516

Should arrive in 5 hours

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Find the best way to transfer money internationally

Sending 1,000 EUR withRecipient gets(Total after fees)
CheapestWise
846.33 GBPSave up to 37.33 GBP
Transfer fee
6.15 EUR
Exchange rate(1 EUR GBP)
0.851565
Exchange rate markup
0 EUR

Cost of transfer
6.15 EUR

Instarem.
844.65 GBP- 1.68 GBP
Transfer fee
0 EUR
Exchange rate(1 EUR GBP)
0.844653
Exchange rate markup
8.12 EUR

Cost of transfer
8.12 EUR

OFX
842.52 GBP- 3.81 GBP
Transfer fee
0 EUR
Exchange rate(1 EUR GBP)
0.842519
Exchange rate markup
10.62 EUR

Cost of transfer
10.62 EUR

Remitly
839.55 GBP- 6.78 GBP
Transfer fee
1.99 EUR
Exchange rate(1 EUR GBP)
0.841225
Exchange rate markup
12.14 EUR

Cost of transfer
14.13 EUR

WorldRemit
835.62 GBP- 10.71 GBP
Transfer fee
3.99 EUR
Exchange rate(1 EUR GBP)
0.838971
Exchange rate markup
14.79 EUR

Cost of transfer
18.78 EUR

Xoom (A PayPal Service)
835.22 GBP- 11.11 GBP
Transfer fee
1.99 EUR
Exchange rate(1 EUR GBP)
0.836888
Exchange rate markup
17.24 EUR

Cost of transfer
19.23 EUR

Skrill
834.92 GBP- 11.41 GBP
Transfer fee
0 EUR
Exchange rate(1 EUR GBP)
0.834924
Exchange rate markup
19.54 EUR

Cost of transfer
19.54 EUR

Monese
834.36 GBP- 11.97 GBP
Transfer fee
20 EUR
Exchange rate(1 EUR GBP)
0.851385
Exchange rate markup
0.21 EUR

Cost of transfer
20.21 EUR

Rabobank
831 GBP- 15.33 GBP
Transfer fee
16 EUR
Exchange rate(1 EUR GBP)
0.844509
Exchange rate markup
8.29 EUR

Cost of transfer
24.29 EUR

MoneyGram
827.34 GBP- 18.99 GBP
Transfer fee
22.49 EUR
Exchange rate(1 EUR GBP)
0.846372
Exchange rate markup
6.10 EUR

Cost of transfer
28.59 EUR

Western Union
823.31 GBP- 23.02 GBP
Transfer fee
3.90 EUR
Exchange rate(1 EUR GBP)
0.826537
Exchange rate markup
29.39 EUR

Cost of transfer
33.29 EUR

ING
818.15 GBP- 28.18 GBP
Transfer fee
31 EUR
Exchange rate(1 EUR GBP)
0.844327
Exchange rate markup
8.50 EUR

Cost of transfer
39.50 EUR

PayPal
812.01 GBP- 34.32 GBP
Transfer fee
5.99 EUR
Exchange rate(1 EUR GBP)
0.816907
Exchange rate markup
40.70 EUR

Cost of transfer
46.69 EUR

Caixa Bank
809.49 GBP- 36.84 GBP
Transfer fee
27 EUR
Exchange rate(1 EUR GBP)
0.831954
Exchange rate markup
23.03 EUR

Cost of transfer
50.03 EUR

B Sabadell
809 GBP- 37.33 GBP
Transfer fee
22 EUR
Exchange rate(1 EUR GBP)
0.827198
Exchange rate markup
28.61 EUR

Cost of transfer
50.61 EUR
This applies when you pay in via bank transfer. How do we collect this data?

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Best ways to send money internationally

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • PISP

    PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.
  • SOFORT

    When you send money from some Eurozone countries, you’ll have the option to pay for your transfer with SOFORT. SOFORT is easy to use, as you can make the payment directly in our app. It’s available in Austria, Belgium, Germany, Italy, the Netherlands, Spain, and Switzerland.
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How to send a cheap money transfer in 3 easy steps

Things to consider to find a truly best way to send money internationally

  • Fees

    Many businesses state low fees or even offer consumers fee-free transfers, but most of the expense of sending money abroad is hidden. The bulk of consumer costs can be concealed in poor exchange rates.

  • Exchange rates

    A quick Google search will show you an exchange rate. But if you compare it to the exchange rate offered by banks and traditional money transfer services, you’ll find their rate is often much worse.

  • Transfer time

    Traditional banks and international money remittances often take several working days. Wise is often much faster: a lot of transfers are completed within 1 business day. Many of our transfers are even instant.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Sending money is cheap with the Wise app

Looking for an app to send money with low fees? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

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