Cheapest international money transfer
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
- Bank transfer fee0 EUR
- Our fee141.90 EUR
Volume discount
-6.59 EUR
Should arrive by Friday
Savings on this transfer, and eligible transfers for the rest of the month.
Cheapest international money transfer
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
- Bank transfer fee0 EUR
- Our fee141.90 EUR
Volume discount
-6.59 EUR
Should arrive by Friday
Savings on this transfer, and eligible transfers for the rest of the month.
Find the best way to transfer money internationally
The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more. At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.
 Wise |  ING |  La Banque Postale |  PayPal | |
|---|---|---|---|---|
Recipient gets (Total after fees) | 1,142.71 USD | 1,122.88 USD | 1,105.89 USD | 1,094.59 USD |
Exchange rate markup | 0 EUR | 8.59 EUR | 0.35 EUR | 42.33 EUR |
Exchange rate (1 EURUSD) | 1.14985 | 1.13998 | 1.14945 | 1.10118 |
Transfer fee | 6.21 EUR | 15 EUR | 37.90 EUR | 5.99 EUR |
Total transfer cost | 6.21 EUR | 23.59 EUR | 38.25 EUR | 48.32 EUR |
Best ways to send money internationally with WISE
The best way to send Euro to United States dollar is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.
Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
How to receive money
When you transfer with Wise, you can receive to local bank accounts — no need for a Wise account. And since our price is transparent, you know exactly what you’ll get on the other side.
ACH
ACH
You’ll need to enter the recipient’s personal and banking information to make sure their payment can be processed quickly and securely. Learn more about ACH payments.
Wire
Wire
A wire transfer is a convenient payment method. To make a transfer you’ll need your recipient’s personal and account details. Learn more about Wire transfers.
Swift
Swift
To send a quick and secure Swift payment, all you'll need is your recipient’s IBAN number. It’s that easy. Learn more about Swift payments.
Email
Email
To make payments using only email, all you need is your recipient’s email address. Learn more about Email transfers.
How to send a cheap money transfer from Netherlands
Open a free account today in minutes. Then set up your first transfer in 3 easy steps.
How to send a cheap money transfer from Netherlands
Open a free account today in minutes. Then set up your first transfer in 3 easy steps.
How to send a cheap money transfer from Netherlands
Open a free account today in minutes. Then set up your first transfer in 3 easy steps.
Things to consider to find a truly best way to send money internationally
Fees
Many businesses state low fees or even offer consumers fee-free transfers, but most of the expense of sending money abroad is hidden. The bulk of consumer costs can be concealed in poor exchange rates.
Exchange rates
A quick Google search will show you an exchange rate. But if you compare it to the exchange rate offered by banks and traditional money transfer services, you’ll find their rate is often much worse.
Transfer time
Traditional banks and international money remittances often take several working days. Wise is often much faster: a lot of transfers are completed within 1 business day. Many of our transfers are even instant.
How we keep your money safe
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.
- Rock-solid technologySuper smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
- People who care, 24/7With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
- Your money, not oursYour money is safeguarded, and held completely separate from ours, so it’s available to you all the time.
Sending money is cheap with the Wise app
Looking for an international money transfer app? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Sending money is cheap with the Wise app
Looking for an international money transfer app? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Do more with Wise in Netherlands
You can use Wise for much more than just sending money. Here is what's available, based on where you live.
Receive money fast
Get paid easily in other currencies with global account details.
Save on spending abroad
Pay and withdraw cash worldwide without any foreign transaction fees.
See where Wise works
- Send money
- Account details
- Hold and convert money
Let's answer some of your questions
- Interest is offered through Wise Assets Europe AS, authorised and regulated as an investment firm by the Estonian Financial Supervision Authority (Finantsinspektsioon). We do not give investment advice, and you may be subject to pay tax. If you're not sure, seek qualified advice. You can find more information about the funds on our website.