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International business banking for e-commerce

A free multi-currency business account to pay global suppliers and receive Stripe and Amazon payouts for free.
Wise Business - customers and balances shown on screen

Automate work with our API

Pay invoices and people abroad

Receive money with no fees

Spend with a free debit card

Receive money with zero fees.

Get your own UK, Eurozone, Australian, New Zealand, and US bank details for a small, one-time setup fee — without a local address. Use them to get paid or withdraw money from platforms like Amazon for free.

Hold that money in your account for future payments or move it to your bank.

Get started →

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International payments for less

Pay invoices, buy inventory, and handle payroll with the real exchange rate in over 70 countries — for way cheaper than PayPal.

Send money directly from your own debit card or bank, or make payments from your account balance. Your recipient doesn't need a Wise account to receive their money.

See how we compare to PayPal →

Spend anywhere with no hidden fees.

Use your Wise Business card to pay business expenses and spend online or in-store all around the world.

If you don’t have the currency in your account, we’ll automatically convert the amount for you.

Get my account and card today →

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The features your business loves.

Xero integration
Connect with Xero and your favourite accounting tools.
Learn more →
Batch payments
Make multiple payments in one go with ease.
Learn more →
Open API
Automate payments and workflows with our API.
Explore our docs →
Monthly statements
Download statements for every balance you hold.
Get started today →

The Wise debit Mastercard® is issued by TransferWise Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.

6 million customers globally

By the people who made Skype

Richard Branson is a key investor

Authorised by the FCA

Coverage around the world.

You can send money to 70+ countries, and receive and hold 40+ currencies.

You can also get your own Eurozone, US, Australia, New Zealand, and UK bank details to get paid like a local.

See what currencies we cover →

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A powerful open API.

Businesses big and small can access our open API to automate payments, connect business tools, and create beautiful ways to manage finances.

Explore our docs →

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FAQs

Business without borders.

Business without borders

Open a free account in minutes.

Create your account