Does Public Bank support Apple Pay? All you need to know about virtual cards and alternatives

Public Bank prides itself as a “bank for the people”, growing from strength to strength since its beginnings in 1966 to 293 domestic branches and 152 overseas branches, solidifying its position as an efficient, profitable and respected premier financial institution in Malaysia.

Are you a Public Bank customer? Continue reading to find out if your Public Bank card is compatible with Apple Pay. We’ll also talk about an Apple wallet compatible multi-currency card - the Wise card.

What is Apple Pay?

Apple Pay is a free application on which you can add one or multiple debit cards to your phone, watch, or Apple device. This way, you can make contactless mobile payments in stores without your physical cards and save your card and shipping details on your devices for ease of shopping online.

Apple Pay also allows the addition of various other documents like boarding passes, public transportation cards, and even rewards cards (subject to compatibility). Users can then access these cards and passes directly from their iPhone lock screen, without having to comb through files and emails.

Can I add my Public Bank card to my Apple Wallet?

If you’re wondering: Can Public Bank use Apple Pay?. The answer is no, Apple Pay is not supported by Malaysia’s Public Bank¹. This includes Public Bank credit and debit cards, as they cannot be added to your Apple Wallet and cannot be used for Apple Pay transactions.

That is just a small drawback, as Public Bank cards have extensive card offers and exclusive bonuses. Cardholders also enjoy tailored benefits that include cash back, flexi payments, and air miles. Other Public Bank card services include PB Visa Direct where you can send money directly to any eligible Visa card, and PIN & PAY to enhance your card's security with 6-digit PIN instead of just a signature.

Which banks or cards does Apple Pay support?

If you’re on the search for banks or cards supported by Apple Pay² for ease of usage, the following list is where you can look:

• Wise
• AmBank (Mastercard and Visa credit cards)
• HSBC
• Maybank (American Express, Mastercard and Visa credit and debit cards)
• RHB Bank Berhad (Visa credit and debit cards)
• Standard Chartered Bank (Mastercard and Visa credit cards)
• Vietnam International Commercial Joint Stock Bank (Mastercard credit and debit cards)

Apple Pay alternative: Does Google Pay support Public Bank?

Apple Pay aside, Android users will want to know if Google Pay can be used with Public Bank cards. Fortunately for Android users, Google Wallet is listed as one of the digital payment options that can be used with Public Bank cards. Just add your Public Bank card to your Google Wallet, and then you can start making contactless payments in stores, as well as online.

Which banks or cards does Google Pay support?

To use the Google Pay function on your devices, here are a list of compatible banks and cards³ for your consideration:

• Wise
• AmBank (Mastercard and Visa credit cards)
• Bank Muamalat Malaysia Berhad (Mastercard and Visa credit cards)
• CIMB Bank (Mastercard credit cards)
• CIMB Islamic Bank Berhad (Mastercard credit cards)
• Hong Leong Bank Berhad (Mastercard credit card and Visa credit and debit cards)
• Hong Leong Islamic Bank (Mastercard debit)
• HSBC Amanah Malaysia Berhad (Mastercard and Visa credit cards)
• HSBC Bank Malaysia Berhad (Mastercard and Visa credit cards)
• Malayan Banking Berhad (Mastercard and Visa credit and debit cards, Visa Prepaid card)
• Public Bank Berhad (Mastercard and Visa credit and debit cards)
• Standard Chartered Bank (Mastercard and Visa credit cards)

Use the Wise card in Apple Pay or Google Pay to maximise your foreign currency transactions

It may be troublesome to port over your whole ecosystem to Android just to use your Public Bank card with Google Pay if you are an iOS user, so why not get a card that supports both Apple Pay and Google Pay?

The Wise card can handle both payment platforms, allowing you to make seamless contactless payments, in 40+ currencies, across 150+ countries. You should be good to go as long as the store or merchant accepts contactless payments.

You will also have peace of mind as Wise advocates for full transparency with its fees. The mid-market rate as shown on Google is used for all currency conversions on Wise, with low fees starting from 0.33%⁶. You can also get some ATM withdrawals of up to 1,000 MYR per month. Order your Wise card now to get it delivered within 5 working days, for a one-time fee of 13.70 MYR which grants you access to the physical and virtual cards.

🌎 40+ currencies, 150+ countries with just one card

🚀 Get your very own Wise card!

Step-by-step guides on adding your Wise card to digital payment platforms

Wondering how to actually get card details up on Apple Pay or Google Pay? Just follow these simple steps and start making contactless payments abroad with low fees.

How to add your Wise card to Apple Pay

1. Register a Wise account online or in the Wise app
2. Get verified by uploading your ID document
3. Open a currency balance in the currency of your choice, and add funds
4. Order a physical card and pay the low, one time fee
5. Generate your Wise virtual card in the Wise app
6. Your virtual card is available for immediate use - your physical card will arrive in the mail a little later
7. Tap on the Card tab, select your new card and tap on Add to Apple Wallet⁴

Learn more about Apple Pay

How to add your Wise card to Google Pay

1. Register a Wise account online or in the Wise app
2. Get verified by uploading your ID document
3. Open a currency balance in the currency of your choice, and add funds
4. Order a physical card and pay the low, one time fee
5. Generate your Wise virtual card in the Wise app
6. Your virtual card is available for immediate use - your physical card will arrive in the mail a little later
7. Tap on the Card tab, select your new card and tap on Add to GPay⁵

Learn more about Google Pay