Does Bank Islam support Apple Pay? All you need to know about virtual cards and alternatives

Bank Islam was established in 1983 mainly to serve the needs of Malaysia’s Muslim population, providing Shariah-compliant financial services including cards, and even stockbroking on Bursa Malaysia.

Read on to find out how you can use your Bank Islam card and its compatibility with Apple Pay. We’ll also explore an alternative, an Apple wallet compatible multi-currency card – the Wise card.

What is Apple Pay?

Apple Pay is a free application on which you can add one or multiple debit cards to your phone, watch, or Apple device. This way, you can make contactless mobile payments in stores without your physical cards and save your card and shipping details on your devices for ease of shopping online.

Apple Pay also allows the addition of various other documents like boarding passes, public transportation cards, and even rewards cards (subject to compatibility). Users can then access these cards and passes directly from their iPhone lock screen, without having to comb through files and emails.

Can I add my Bank Islam card to my Apple Wallet?

Does Bank Islam support Apple Pay? If you want to use your Apple Pay with your Bank Islam card, unfortunately, you can’t add your Bank Islam card to your Apple Wallet¹.

Bank Islam has credit cards with no compounding charges, as well as co-branded debit cards-i designed for every lifestyle. The bank is fully Shariah-compliant, and the Bank Islam Card, the first purely Shariah contract based credit card to be offered to Muslims and non-Muslims in Malaysia.

Which banks or cards does Apple Pay support?

If you’re on the search for banks or cards supported by Apple Pay for ease of usage, the following list is where you can look:

• Wise
• AmBank (Mastercard and Visa credit cards)
• HSBC
• Maybank (American Express, Mastercard and Visa credit and debit cards)
• RHB Bank Berhad (Visa credit and debit cards)
• Standard Chartered Bank (Mastercard and Visa credit cards)
• Vietnam International Commercial Joint Stock Bank (Mastercard credit and debit cards)

Apple Pay alternative: Does Google Pay support Bank Islam?

Google Pay to Android users is what Apple Pay is to iOS users – a seamless way to make contactless transactions in-store or online via the payment platform. As of now, Google Pay, too, does not support Bank Islam cards. Hence, those who want to use Apple Pay or Google Pay, need to look to other cards that are compatible with their chosen digital payment platform.

Which banks or cards does Google Pay support?

To use the Google Pay function on your devices, here are a list of compatible banks and cards² for your consideration:

• Wise
• AmBank (Mastercard and Visa credit cards)
• Bank Muamalat Malaysia Berhad (Mastercard and Visa credit cards)
• CIMB Bank (Mastercard credit cards)
• CIMB Islamic Bank Berhad (Mastercard credit cards)
• Hong Leong Bank Berhad (Mastercard credit card and Visa credit and debit cards)
• Hong Leong Islamic Bank (Mastercard debit)
• HSBC Amanah Malaysia Berhad (Mastercard and Visa credit cards)
• HSBC Bank Malaysia Berhad (Mastercard and Visa credit cards)
• Malayan Banking Berhad (Mastercard and Visa credit and debit cards, Visa Prepaid card)
• Public Bank Berhad (Mastercard and Visa credit and debit cards)
• Standard Chartered Bank (Mastercard and Visa credit cards)

Use the Wise card in Apple Pay or Google Pay to maximise your foreign currency transactions

For a bank-neutral multi-currency card alternative to Bank Islam, consider getting a Wise card for seamless transactions. The Wise card is compatible with both Apple Pay and Google Pay, which means no matter what digital payment platform you’re on, you have access to quick contactless payments. Wise also works internationally at merchants and stores that accept contactless payments.

All currency conversions on Wise use the mid-market rate as shown on Google, with low fees starting from 0.33% with absolutely no hidden fees⁶. With the Wise card, you can also enjoy some ATM withdrawals of up to 1,000 MYR per month. Have your very own Wise card delivered to you in just 5 working days – order now with a one-time fee of 13.70 MYR which grants you access to both the virtual and physical cards.

🌎 40+ currencies, 150+ countries with just one card

🚀 Get your very own Wise card!

Step-by-step guides on adding your Wise card to digital payment platforms

Wondering how to actually get card details up on Apple Pay or Google Pay? Just follow these simple steps and start making contactless payments abroad with low fees.

How to add your Wise card to Apple Pay

1. Register a Wise account online or in the Wise app
2. Get verified by uploading your ID document
3. Open a currency balance in the currency of your choice, and add funds
4. Order a physical card and pay the low, one time fee
5. Generate your Wise virtual card in the Wise app
6. Your virtual card is available for immediate use - your physical card will arrive in the mail a little later
7. Tap on the Card tab, select your new card and tap on Add to Apple Wallet³

Learn more about Apple Pay

How to add your Wise card to Google Pay

1. Register a Wise account online or in the Wise app
2. Get verified by uploading your ID document
3. Open a currency balance in the currency of your choice, and add funds
4. Order a physical card and pay the low, one time fee
5. Generate your Wise virtual card in the Wise app
6. Your virtual card is available for immediate use - your physical card will arrive in the mail a little later
7. Tap on the Card tab, select your new card and tap on Add to GPay⁴

Learn more about Google Pay