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International money transfers

Join over 12.8 million people who choose Wise for fast and secure online money transfers. Save up to 3.9x when sending money abroad

Over 12.8 million customers
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 Rate not guaranteed
  • Bank transfer fee

    0 JPY

  • Our fee

    25,126 JPY


Total included fees (0.56%)

25,126 JPY

  • You could save up to 2,907 JPY

Should arrive by Monday

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 10,000 JPY withRecipient gets(Total after fees)
Wise
59.82 EUR
Transfer fee
240 JPY
Exchange rate(1 EUR JPY)
163.165
Exchange rate markup
0 JPY

Cost of transfer
240 JPY

PayPal
55.71 EUR- 4.11 EUR
Transfer fee
499 JPY
Exchange rate(1 EUR JPY)
170.532
Exchange rate markup
432 JPY

Cost of transfer
931 JPY

Rakuten 楽天銀行
50.09 EUR- 9.73 EUR
Transfer fee
1,750 JPY
Exchange rate(1 EUR JPY)
164.701
Exchange rate markup
93 JPY

Cost of transfer
1,843 JPY

SMBC
39.42 EUR- 20.40 EUR
Transfer fee
3,500 JPY
Exchange rate(1 EUR JPY)
164.872
Exchange rate markup
104 JPY

Cost of transfer
3,604 JPY

MUFG
24.18 EUR- 35.64 EUR
Transfer fee
6,000 JPY
Exchange rate(1 EUR JPY)
165.438
Exchange rate markup
137 JPY

Cost of transfer
6,137 JPY

globe

Send money abroad from India in 3 easy steps

Larger transfers. Lower fees. Premium support.

Pay less when you send over 20,000 GBP or equivalent. Plus get dedicated support from our expert team

How to send money abroad from India

How to send money abroad from India

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, Swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to send money abroad?

Pay a small, flat fee and percentage

To send money in JPY to EUR, you pay a small, flat fee of 184 JPY + 0.57% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
184 JPY
Variable feeup to 3,932,020 JPY/month
0.57%
Variable feemore than 3,932,020 JPY/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

JPY
EUR

Should arrive

by Monday

How to send money with Wise

Best ways to send money internationally

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the Wise app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Wise works nearly everywhere

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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