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International money transfers

Join over 12.8 million people who choose Wise for fast and secure online money transfers. Save up to 3.9x when sending money abroad

Over 12.8 million customers
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FCA regulated
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 Rate guaranteed (8h)
  • Bank transfer fee

    0 HKD

  • Our fee

    555.34 HKD


Total included fees (0.22%)

555.34 HKD

  • You could save up to 2,746.96 HKD

Should arrive in seconds

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 250,000 HKD withRecipient gets(Total after fees)
Hang Seng Bank
43,678.51 SGD
Transfer fee
65 HKD
Exchange rate(1 HKD SGD)
0.174759
Exchange rate markup
469.06 HKD

Cost of transfer
534.06 HKD

Wise
43,674.77 SGD- 3.74 SGD
Transfer fee
555.34 HKD
Exchange rate(1 HKD SGD)
0.175088
Exchange rate markup
0 HKD

Cost of transfer
555.34 HKD

BEA 東亞銀行
43,611.22 SGD- 67.29 SGD
Transfer fee
230 HKD
Exchange rate(1 HKD SGD)
0.174606
Exchange rate markup
688.92 HKD

Cost of transfer
918.92 HKD

globe

Send money abroad from India in 3 easy steps

Larger transfers. Lower fees. Premium support.

Pay less when you send over 20,000 GBP or equivalent. Plus get dedicated support from our expert team

How to send money abroad from India

How to send money abroad from India

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, Swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to send money abroad?

Pay a small, flat fee and percentage

To send money in HKD to SGD, you pay a small, flat fee of 11.84 HKD + 0.24% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
11.84 HKD
Variable feeup to 194,775.80 HKD/month
0.24%
Variable feemore than 194,775.80 HKD/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

HKD
SGD

Should arrive

in seconds

How to send money with Wise

Best ways to send money internationally

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the Wise app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Wise works nearly everywhere

Let's answer some of your questions