International money transfers
Join over 12.8 million people who choose Wise for fast and secure online money transfers. Save up to 3.9x when sending money abroad
Bank transfer fee
0 GBP
Our fee
147.66 GBP
Total included fees (0.59%)
147.66 GBP
- You could save up to 698.73 GBP
Should arrive by Thursday, 26 December
Save on exchange rate markups
The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.
At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.
How do we select providers and collect this data?| Sending 10,000 GBP with | Recipient gets(Total after fees) | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
 | 735,437.70 PHP | ||||||||||
Transfer fee 1.99 GBP Exchange rate(1 GBP PHP) 73.5584 Exchange rate markup 46.86 GBP Cost of transfer 48.85 GBP | |||||||||||
 | 734,495.21 PHP- 942.49 PHP | ||||||||||
Transfer fee 61.59 GBP Exchange rate(1 GBP PHP) 73.9047 Exchange rate markup 0 GBP Cost of transfer 61.59 GBP | |||||||||||
 | 719,011.10 PHP- 16,426.60 PHP | ||||||||||
Transfer fee 20 GBP Exchange rate(1 GBP PHP) 72.0452 Exchange rate markup 251.61 GBP Cost of transfer 271.61 GBP | |||||||||||
 | 717,669.55 PHP- 17,768.15 PHP | ||||||||||
Transfer fee 0 GBP Exchange rate(1 GBP PHP) 71.7670 Exchange rate markup 289.26 GBP Cost of transfer 289.26 GBP | |||||||||||
 | 701,380.71 PHP- 34,056.99 PHP | ||||||||||
Transfer fee 2.99 GBP Exchange rate(1 GBP PHP) 70.1590 Exchange rate markup 506.82 GBP Cost of transfer 509.81 GBP | |||||||||||
Send money abroad from India in 3 easy steps
Enter amount to send in GBP.
Pay in GBP with your debit card or credit card, or send the money from your online banking.
Choose recipient.
Select who you want to send money to and which pay-out method to use.
Send GBP, receive PHP.
The recipient gets money in PHP directly from Wise’s local bank account.
Larger transfers. Lower fees. Premium support.
Pay less when you send over 20,000 GBP or equivalent. Plus get dedicated support from our expert team
How to send money abroad from India
How to send money abroad from India
- Just tap in how much, and where to.
- Then make a local payment to Wise, whether it's with a bank transfer, Swift or your debit or credit card.
- And that's it.
Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.
How much does it cost to send money abroad?
Pay a small, flat fee and percentage
To send money in GBP to PHP, you pay a small, flat fee of 0.92 GBP + 0.61% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.
Fee depends on your chosen transfer type
Some transfer types have different fees which are usually tiny.
No hidden fees
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
How long will a money transfer take?
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.
Your transfer route
Should arrive
by Thursday, 26 DecemberHow to send money with Wise
Register for free.
Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.
Choose an amount to send.
Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.
Add recipient’s bank details.
Fill in the details of your recipient’s bank account.
Verify your identity.
For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.
Pay for your transfer.
Send your money with a bank transfer, or a debit or credit card.
That’s it.
We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.
Best ways to send money internationally
PISP
PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.Swift
Using Swift to fund your transfer usually means that your transfer will take longer and be more expensive, as your bank will charge a fee. You should also bear in mind that other correspondent banks in between may also deduct their handling fees. Your bank should be able to advise on those fees.
Protecting you and your money
Safeguarded with leading banks
We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.
Extra-secure transactions
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
Data protection
We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
Dedicated anti-fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Send money abroad with the Wise app
Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.
- Cheaper transfers abroad - free from hidden fees and exchange rate markups.
- Check exchange rates - see on the app how exchange rates have changed over time.
- Repeat your previous transfers - save the details, and make your monthly payments easier.
Wise works nearly everywhere
See why customers choose Wise for their international money transfers
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.
