Business International business

Infinity App guide: Features, pricing, safety and alternatives

Aditya Shrivastava

29.09.26 (last updated)

Read time 2 minutes

Receiving international payments can be a challenge for Indian businesses and freelancers. From high currency conversion fees to slow transfer times, the process can be fraught with complexities. In this article, we'll review Infinity App, a platform designed to simplify receiving cross-border payments for Indian businesses and freelancers.

Table of Contents
What is Infinity App? Key Features Pricing Is Infinity App Safe? Alternatives Wise Business: Simplify global business payments

What is Infinity App?

Infinity App provides Indian freelancers, startups, exporters, and e-commerce businesses with virtual local account details in global currencies like USD, GBP, EUR, CAD, AUD, and SGD, among others. Businesses can use these account details to receive payments from clients and marketplaces abroad just like a local.

Once received, the funds are converted to INR without any FX markups, and then transferred to your local Indian bank account.

A key feature for compliance is the automatic generation of a Foreign Inward Remittance Advice (FIRA) for every transaction. These certificates are available at no additional cost and can be downloaded directly from the Infinity dashboard for accounting and GST purposes.¹

The platform facilitates these transactions through a network of licensed banking partners regulated by the Reserve Bank of India (RBI).

Key Features of Infinity App

Infinity App offers several features to receive international payments for Indian businesses¹:

Global Accounts: Get local virtual account details for supported currencies to receive payments from abroad.
**Currency Conversion at Mid-Market Rates: **Infinity App says it uses live mid-market FX rates with no markup
Transparent Pricing: The platform charges a single, transparent 0.5% transaction fee that is inclusive of GST, FIRA generation, and transfer costs.
Reliable Settlement Time: Funds are typically settled and transferred to your Indian bank account within 1-2 business days.
Compliance and Security: All transactions are processed through RBI-authorized banks and include a FIRA certificate. The platform also uses industry-standard encryption to protect user data.
Integrated Platform: The platform includes an intuitive dashboard for tracking payments.

Infinity App Pricing

Infinity App's pricing structure is straightforward:

A flat, all-inclusive fee of 0.5% is charged per transaction. This covers all GST, FIRA, and transfer costs.
A custom fee is available for transactions exceeding USD 50,000.

Is Infinity App Safe?

Security is crucial when handling international payments. The platform appears to be safe, backed by several key credentials:

Regulatory Framework: Infinity App facilitates all transactions through AD-1 certified banking partners that are authorized by the Reserve Bank of India (RBI).
Security and Compliance: The platform uses industry-standard encryption to protect user data, and every transaction is FIRA-certified.
Credibility: Infinity App is backed by Y-Combinator, a highly reputable startup accelerator based in Silicon Valley, USA.

How to Contact Infinity App
If you need support or have questions, you can reach the Infinity App team through email: support@infinityapp.in or by phone at +91 95354 82864.

Alternatives to Infinity App

While Infinity App offers a competitive service, it's one of several modern platforms designed to help Indian businesses receive international payments. Here is a quick comparison of the standard transaction fees stated by Infinity App and its alternatives. Note that other costs may apply, so it's important to check the official platform pricing details for each service.

Provider	Stated Transaction Fee
Infinity App	0.5%
Mulya Finance	1%
Salt.Pe	1.75%
Skydo	Tiered fees (e.g., USD 19 for payments up to USD 2,000)
Winvesta	Varies by currency (e.g., 0.99% + USD 3.00 for USD payments)
Wise Business	Based on payment amount and method 👉

Wise Business: Simplify global business payments

Expanding a business globally opens up exciting opportunities, but also new challenges like receiving payments across borders. Hidden foreign transaction fees and hefty markups involved with international payments can eat into your profits and time.

Wise Business addresses this gap by enabling Indian businesses to receive money from abroad using local account details in supported foreign currencies. Conversions are offered mid-market exchange rates with no hidden markups and a transparent upfront fee.

Are you a small business or freelancer receiving payments from overseas? Transform the way you receive global payments with Wise Business:

Sign up for free to get account details in 23 currencies, including USD, GBP, EUR, and more.
Leverage the account details to receive payments from global customers or online platforms like Amazon, Upwork, & IndiaMART.
Receive international payments directly to your INR bank account at the mid-market exchange rate with no hidden fees or markups.
No recurring fees or subscription charges.
Get an automated eFIRC (Foreign Inward Remittance Certificate) for every transfer.
Wise is safe and secure - Trusted by 16 million people and counting.

Sources

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.