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Slanje novca with ACH

Send money with ACH from our website or mobile app, in just a few clicks. Join over 14,8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account
 Rate guaranteed (96h)
  • Bank transfer fee
    0 EUR
  • Our fee
    141,90 EUR

  • Volume discount

    −7,97 EUR

Total included fees (0.45%)
133,93 EUR

Should arrive in 7 hours

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Slanje novca with ACH

Send money with ACH from our website or mobile app, in just a few clicks. Join over 14,8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account
 Rate guaranteed (96h)
  • Bank transfer fee
    0 EUR
  • Our fee
    141,90 EUR

  • Volume discount

    −7,97 EUR

Total included fees (0.45%)
133,93 EUR

Should arrive in 7 hours

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

See how much it costs to send money abroad

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

La Banque Postale
La Banque Postale
Wise
Wise
ING
ING
BNP Paribas
BNP Paribas

Recipient gets

(Total after fees)

35,149.53 USD35,097.95 USD34,937.41 USD34,831.64 USD

Exchange rate

(1 EURUSD)

1,173131,175151,165161,16164

Exchange rate markup

51.49 EUR0 EUR254.96 EUR345.00 EUR

Transfer fee

37.90 EUR133.22 EUR15 EUR15 EUR

Total transfer cost

89.39 EUR133.22 EUR269.96 EUR360.00 EUR

We’re always honest with our customers. And honestly, we’re not the cheapest this time. But, we’re working hard to continue to lower our prices.

This applies when you pay in via bank transfer. How do we collect this data?

Kako poslati novac with ACH u tri laka koraka

What is ACH money transfer?

Making an ACH money transfer is often one of the cheapest ways to make a Wise international payment. You may need to also pay an ACH transfer fee to your bank - but while banks all set their own fees for outgoing ACH transfers, these are usually low, or even free.

You can make a Wise ACH money transfer of up to 50,000 USD in 24 hours. There’s also a limit of 250,000 USD every 60 days if you have a personal account, or 400,000 USD if you have a Wise Business account.

When you set up a Wise money transfer and pay by ACH, the exchange rate is guaranteed as soon as you authorize payment to Wise. That means there are no surprises if the rates change while your ACH is winging its way to Wise - you’ll know exactly how much your transfer will cost you, and what rate you’re getting, straight away.

Learn more about using ACH transfers.

Provizije za plaćanje u inozemstvo

How much does it cost to send money with ACH?

To send money with ACH with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

Nema velikih naknada, skrivenih ili ne. Stoga je jeftinije no što ste navikli.

Cheapest way to send money abroad

The cheapest way to send 30.000 EUR to USD is by using money that's in your Wise account and costs 133,39 EUR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

EUR

USD

Sending 30.000 EURTransfer cost
Wise račun133,39 EUR

Bankovni prijenos176,17 EUR

See where Wise works

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

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