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Send money to email address

Send money to email address from our website or mobile app, in just a few clicks. Join over 12.8 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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C&ED regulated

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Over 12.8 million customers

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Rate guaranteed (18h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee

0 HKD
Our fee

37.89 HKD

Total included fees (0.38%)

37.89 HKD

You could save up to 400.50 HKD

Should arrive in 9 hours

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 HKD with	Recipient gets(Total after fees)
	126.60 USD
Transfer fee 14.55 HKD Exchange rate(1 HKD USD) 0.128469 Exchange rate markup 0 HKD Cost of transfer 14.55 HKD

	119.80 USD- 6.80 USD
Transfer fee 65 HKD Exchange rate(1 HKD USD) 0.128127 Exchange rate markup 2.66 HKD Cost of transfer 67.66 HKD

	119.65 USD- 6.95 USD
Transfer fee 65 HKD Exchange rate(1 HKD USD) 0.127964 Exchange rate markup 3.93 HKD Cost of transfer 68.93 HKD

	118.51 USD- 8.09 USD
Transfer fee 38.99 HKD Exchange rate(1 HKD USD) 0.123318 Exchange rate markup 40.10 HKD Cost of transfer 79.09 HKD

	98.72 USD- 27.88 USD
Transfer fee 230 HKD Exchange rate(1 HKD USD) 0.128211 Exchange rate markup 2.01 HKD Cost of transfer 232.01 HKD

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How to send money to email address in 3 easy steps

Enter amount to send in HKD

Pay in HKD with your chosen payment method.

Choose recipient

Select who you want to send money to.

Send HKD with a chosen payment method, and receive USD to email address

The recipient gets money in USD directly from Wise’s local bank account.

Create free account now

What is Email address money transfer?

Don’t have the bank details for the person you’re sending money to? Try an email money transfer instead.

Just enter the email of the person you’re sending money to, and Wise will generate an email asking the recipient to securely share their bank details to receive payment. Once they accept the transfer and complete the required details, Wise will pass on the transfer delivery estimate and details to both the sender and the recipient - and the money will be deposited to the recipient’s bank account in the preferred currency, as soon as the payment has been processed.

You can send a Wise email money transfer from around 50 currencies, excluding INR and BRL. Payments can be deposited to bank accounts in all but a small handful of Wise’s supported currencies.

Learn more about using email transfers.

Online money transfer fees

How much does it cost to send money to email address?

To send money to email address with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

How long does a money transfer to email address take?

A money transfer to email address (HKD-USD) should arrive in 9 hours. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

HKD

USD

Should arrive

in 9 hours

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Excellent service

Lynn

I am very satisfied with the service I have received from wise iv been with them for some years now and never had a problem thank you

David robert Kendall

I love how Wise communicates with its customers. They are always proactive, transparent and super respectful. There is never an unexpected fee. Plus…

Alexandre Nevski

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