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Send business payments across the globe

Pay teams and suppliers in 160+ countries with fast, scalable payments at the mid-market exchange rate.

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  • Arrives
    Today - by Monday
  • Total fees
    Included in HKD amount
    52.96 HKD volume discount
    • Business invoices

    Upload and pay invoices

    Business accounting software

    Sync your accounting software

    Business bills in bulk

    Pay bills in bulk

    Business custom approvals

    Set custom approvals

    Business custom access

    Add team members with custom access

    Business volume discounts

    Unlock volume discounts

    Business pay many recipients

    Pay up to 1,000 recipients at once

    Business schedule transfers

    Schedule transfers in advance

    Trusted by over 700,000 businesses

    Bolt logo
    freddie's flowers logo
    talentdesk logo
    deel logo

    Payments in under 20 seconds

    77% of transfers arrive in seconds and 96%
    within a day*.

    No hidden fees

    Unlike most others, we never hide fees in the exchange rate to charge you more. Learn more.

    Rated excellent
    on trustpilot

    Wise has an average rating of 4.3 stars from over 288K reviews on Trustpilot**.

    *Accurate as of Q1, 2026. Speed varies by user and transaction. Read more
    **Accurate as of July 2026

    Payroll that
scales with you

    Business volume discounts

    Unlock volume discounts

    The more you send, the less you pay. Automatic discounts for high-volume businesses.

    Business pay many at once

    Pay up to 1,000 contacts at once

    Use our Batch Payments tool to make up to 1,000 payouts in one go.

    Business schedule payments

    Schedule payments in advance

    Schedule payments in advance so your team always gets paid on time.

    Total control of your business payments

    Cut invoice admin

    Add invoices by uploading, emailing or syncing with your accounting software. All you have to do is review and send.

    Delegate with confidence

    Add team members and manage custom permissions to simplify your financial admin.

    Automate your accounting

    Connect with Xero, QuickBooks, or FreeAgent to automate your bookkeeping.

    Hold and convert 51 currencies

    Move money between accounts at the mid-market rate. Convert currencies when the timing is right for your business.

    Business move money

    Built for your workflow

    Add new recipients in seconds

    Set up domestic or international recipients in just a few clicks.

    Automate payments with our API

    From recurring transfers and standing orders to global payroll and invoice settlements.

    Set up payment approvals

    See exactly where your money goes and make sure every payment is signed off.

    Hear from businesses scaling with Wise

    “Traditional banks couldn't handle transactions to Bulgaria in a non-local currency, resulting in exorbitant fees. That's why we chose Wise.”

    Stela and Momchil
    Founders of @BeeHype

    “Using a traditional bank for international payments can be a nightmare if you're not super familiar with the process. With Wise Business, it’s so easy and effortless.”

    Suzanne Noble
    Startup School for Seniors

    “Our team can access our accounts and the app is so intuitive to use compared to high street banks. Plus, integration with software like Xero and QuickBooks is really easy.”

    Anthony Rose
     Co-founder of SeedLegals

    “We really value Wise coverage... ultimately, we wouldn't push into a market we cannot properly operate in, and Wise is crucial for our business operations in new markets.”

    Pavlo & Vitaliy
    Founders of Mathema.me

    Solutions for every kind of business

    A man with glasses sits at a desk, looking down at a laptop. He is wearing a distinctive orange jacket. In the background, a brick wall is visible. The words "FOR SMALL BUSINESSES" are displayed in white text at the top of the image, and a green circle with a white plus sign is in the bottom right corner.

    For small businesses

    A woman wearing a green shirt sits at a desk, smiling. In front of them is a purple tablet propped up in a grey case. Behind them, a wall is covered with various photos, drawings, and numerous colourful sticky notes, suggesting a creative workspace. The words "FOR STARTUPS" are displayed in white text at the top of the image, and a green circle with a white plus sign is in the bottom right corner.

    For startups

    A person, seen from an overhead angle, is working on a laptop at a table. They are wearing a blue beanie and dark-rimmed glasses. The words "FOR FREELANCERS" are displayed prominently at the top of the image in white text, and a green circle with a white plus sign is in the bottom right corner.

    For freelancers

    FAQS

    Wise is not a bank. We are an authorised payment institution. This means that Wise doesn’t have a traditional banking licence and doesn’t protect your money in the way that banks do. We use a measure known as safeguarding. This is where customer money is kept separately from business funds, in an account held with a trusted banking institution. Learn more

    Start sending business payments with Wise

    One-time HK$199.00 setup fee applies to get local account details. No monthly subscription fees.

    See pricing