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IBAN in Germany

To make an IBAN, banks combine local account details into one string of characters. This means you can calculate an IBAN using these account details.

What is the IBAN format in Germany ?

An IBAN (International Bank Account Number) is an internationally-agreed code made up of up to 34 letters and numbers that helps banks make sure that international transfers are processed correctly.

Each set of characters represents a different detail for your bank account. You can see the breakdown of this IBAN below.

What is the IBAN code in Germany?

IBAN in Germany consists of 22 characters:

  • 2 letter country code
  • 2 digit check number
  • 8 digits for the bank code (BLZ code)
  • 10 digit code for the bank account number

Already have an IBAN code?

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IBAN example in Germany DE89370400440532013000
IBAN in print format DE89 3704 0044 0532 0130 00
Country code DE
Check digits 89
Bank code (BLZ code) 37040044
Bank account number 0532013000

Do you need an IBAN in Germany?

Yes. If you’re making – or expecting to receive – an international money transfer to a bank account in Germany, then just a standard bank account number isn’t enough. If you want your money to arrive quickly and safely, you’ll usually need to give the bank a few extra details, such as an IBAN or SWIFT code.

Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly.

IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

Calculate IBAN

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FAQs

IBAN (which stands for International Bank Account Number) is an internationally agreed code made up of up to 34 letters and numbers which helps banks make sure that international transfers are processed correctly.

In just a few letters and numbers, the IBAN captures all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean. Find IBAN examples for every country where it's used.

You can usually find your IBAN on your bank account statements, or in your online banking. If you have your other bank account details to hand, you can also use calculator to find your IBAN. Calculate IBAN

You’ll need a few details to send or receive a transfer – either domestically or internationally.

IBANs (international bank account numbers) identify individual bank accounts. They're issued by many banks in Europe, but banks elsewhere in the world are starting to adopt them as well.

Routing numbers help identify banks when processing domestic ACH payments or wire transfers. But only in the United States. You don't need one to make a payment to your friend in France, for example.

SWIFT codes, like routing numbers, also identify banks and financial institutions. This time for international payments. They're sometimes known as BIC codes.

When sending money internationally, there are a few big things you need to look out for. Banks add hidden fees to the exchange rates they offer, often without even telling their customers. And with each bank sending your money at their own pace, choosing a fast provider can be difficult.

Wise gives you the real, mid-market exchange rate — the same rate you’ll see on Google, in fact. No hidden fees. No surprises. Just a much better deal. And on many popular routes, Wise can send your money within one day, and sometimes within seconds.

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