Defeat monstrous fees with the Wise multi-currency debit card.

Chee-Xuan Tang

We’re excited to announce the launch of our debit card to help the people of Japan defeat monstrous foreign transaction fees.

Traditional bank cards weren’t built for overseas spending. You’re charged foreign transaction fees every time you make an online purchase, or swipe your card abroad - on top of the bad exchange rates your bank might give you.

We don’t think that’s fair. So we’re proud to launch the Wise Platinum debit Mastercard® for people and businesses in Japan. It’s time to say goodbye to foreign transaction fees and crazy exchange rates for good.

For online shoppers, travellers and expats

For people shopping online from overseas, going on holiday, or relocating abroad, the Wise multi-currency debit card is up to 4x cheaper than bank cards in Japan.

It’s already helping over 1 million people in Australia, New Zealand, Singapore, the UK, US and Europe avoid hidden bank fees when they spend in foreign currencies. And now people in Japan can benefit from it too.


Send, spend and receive money for less

Our debit card is part of the Wise account — a multi-currency account that lets you send money with the real exchange rate, receive money for free, and convert currencies with low fees.

Both the Wise personal and business accounts let you add, hold and convert over 50 currencies instantly and on the go. All conversions and card transactions are made with the real exchange rate — like the one you see on Google.

You can get your own bank details for Australia, New Zealand, Singapore, the UK, Eurozone, and the US, to receive money for free from those places. Unlike other accounts, there are no monthly charges.

With the debit card, you get the real exchange rate on every purchase, and free overseas cash withdrawals up to ¥30,000 every month. You pay no foreign transaction fees or annual fees.

We know everyone’s different. We’ve designed the account so that you sign up only for what you need.

Open a Wise account to start sending moneyFreeFree
Get bank details to receive AUD, NZD, SGD, USD, GBP, EUR for freeFreeOne-time fee of 3,000 JPY. After that, it’s free to receive money in these currencies.
Get a multi-currency debit card to spend at the real exchange rateOne time fee of 1,200 JPYFree. If you don’t need international bank details, you’ll be asked to add 3,000 JPY to your account to complete your card order. This money will be in your account for use. It isn’t a fee.

We always give you the real exchange rate, with 100% transparent pricing. You can see how we charge here.

An easier and smarter way to manage your money

If you already have a personal or business Wise account, just log in to order your card. If you don’t have an account, it’s free and easy to get started. Say bye bye to complicated forms, as you can easily sign up for an account online. And if you need to get in touch, our multilingual customer support team is happy to help.

You can manage everything from your phone or computer, and keep track of all your spending with push notifications and emails. If you leave your card at home and need to make an online payment, you can get your card details on our website or app. And if you leave your card at a cafe or metro, not to worry — you can freeze and unfreeze your card with the click of a button.

Wherever you are, whatever you’re doing, the Wise card is your weapon to defeat high bank fees. Get your card today.

This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. The information in this publication does not constitute legal, tax or other professional advice from Wise Payments Limited or its affiliates. Prior results do not guarantee a similar outcome. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date.

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