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Send money to Europe

Fast, low-cost, and secure online money transfers from Germany to Europe.

TÜV approved customer satisfaction
The report
Over 15 million customers
Hear from them
  • 4.28 GBP
  • =
    995.72 GBPTotal amount we’ll convert
  • ×
    1.13714

Compare the best money transfer service to Europe

Sending 1,000.00 GBP withRecipient gets(Total after fees)Transfer feeExchange rate(1 GBP EUR)
WiseCheapest1,132.27 EURSave up to 45.42 EUR4.28 GBP1.13714Mid-market rate
Starling Bank1,132.25 EUR- 0.02 EUR4.30 GBP1.13714Mid-market rate
Remitly1,130.65 EUR- 1.62 EUR0.00 GBP1.13065
OFX1,124.87 EUR- 7.40 EUR0.00 GBP1.12487
Xoom1,120.64 EUR- 11.63 EUR1.99 GBP1.12287
Western Union1,116.47 EUR- 15.80 EUR0.00 GBP1.11647
Monese1,114.66 EUR- 17.61 EUR20.00 GBP1.13741Mid-market rate
Moneygram1,111.64 EUR- 20.63 EUR0.00 GBP1.11164
Halifax1,096.94 EUR- 35.33 EUR0.00 GBP1.09694
Lloyds1,096.93 EUR- 35.34 EUR0.00 GBP1.09693
Nationwide1,089.45 EUR- 42.82 EUR20.00 GBP1.11168
NatWest1,088.99 EUR- 43.28 EUR0.00 GBP1.08899
RBS1,088.99 EUR- 43.28 EUR0.00 GBP1.08899
PayPal1,086.85 EUR- 45.42 EUR2.99 GBP1.09011
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How to send money to Europe in 3 easy steps

Wise is easy.

How to send money to Europe from Germany

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to Europe?

Pay a small, flat fee and percentage

To send money in GBP to Europe, you pay a small, flat fee of 0.20 GBP + 0.41% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fixed fee
0.20 GBP
Variable feeup to 100,000 GBP/month
0.41%
Variable feemore than 100,000 GBP/month

How long will a money transfer to Europe take?

A money transfer from Germany (GBP) to Europe (EUR) should arrive by Thursday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

GBP
EUR

Should arrive

by Thursday

What you’ll need for your online money transfer to Europe

Best ways to send money to Europe

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • PISP

    PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.
  • Swift

    Using SWIFT to fund your transfer usually means that your transfer will take longer and be more expensive, as your bank will charge a fee. You should also bear in mind that other correspondent banks in between may also deduct their handling fees. Your bank should be able to advise on those fees.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Trust Wise with safe & secure money transfers to Europe

    Safeguarded with leading banks

    We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

    Regulated by the National Bank of Belgium

    We’re regulated by authorities around the world. This includes the FCA in the UK and FinCEN in the US.

    Audited regularly

    We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

    Extra-secure transactions

    We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

    Data protection

    We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

    Dedicated anti-fraud team

    We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Trustpilot score 4.4 out of 5, from 186,876 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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