The international account that saves you money

Everything you need to send and manage your money worldwide. Low fees. Lightning-fast. 100% transparent.

Low-cost international transfers

Safe, secure and truly instant transfers with 24/7 support. Over 70% arrive in 20 seconds.1
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Sending over 25,000 USD or equivalent? We'll discount our fee

  • Arrives
    Today - in seconds
  • Total fees
    Included in USD amount

  • Get paid in 22 currencies

    Receive money just like you've got bank accounts around the world.
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    Always get our best rate

    Convert automatically at the real, mid-market exchange rate every time.
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    Save on hidden fees compared to major banks

    Unlike many banks, all our fees are low cost and up front. We never inflate the exchange rate. See the savings for yourself.

    We move billions for millions worldwide, every year

    100,000s of new customers every week
    Excellent on Trustpilot
    24/7/365 human support1

    The account that moves with you

    Global IBANs, sort codes, routing numbers and more to manage your money abroad just like you do at home.

    Woman relaxing at home with a Wise card on the table

    For relocators

    Sort the finances you need to start your new life abroad, before you even get there.

    Two people looking at a phone together, sending money

    For frequent senders

    Make transfers unbelievably easy. Repeat payments, rate guarantees and more.

    The world's banks and businesses run on Wise

    The world's most international business account

    Enter new markets in minutes, not months. Get everything you need to pay, get paid, and manage your money in 40+ currencies — all in one place.

    Safe at every step

    18.9 million customers, businesses and banks use Wise every day. Here's how we help protect every cent, yuan and dollar.
    See our security
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    Every transfer, protected

    Your money is kept safe with local, separate financial institutions.

    Built-in security

    Biometrics, 2-step authentication and encryption keep your data secure.

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    Specialised anti-fraud tech

    We run 7 million checks every day to spot and stop fraud.

    Your money, not ours

    Wise is building the fairest way to move, manage and grow your money — everywhere. Unlike many banks, we're 100% transparent and cut our prices whenever we can.

    One smart app, 6000万 downloads

    Wise works nearly everywhere

    • Chinese yuan
      Swift/BIC and IBAN
    • British pound
      Swift/BIC, IBAN, Bank code and Account number
    • Euro
      Swift/BIC and IBAN
    • United States dollar
    • United Arab Emirates dirham
      Swift/BIC and IBAN
    • Australian dollar
      Swift/BIC, Account number and Bank code
    • Canadian dollar
      Swift/BIC, Account number and Branch code
    • Swiss franc
      Swift/BIC and IBAN
    • Czech koruna
      Swift/BIC and IBAN
    • Danish krone
      Swift/BIC and IBAN
    • Hong Kong dollar
      Swift/BIC, Account number, Bank code, Branch code and Bank name
    • Hungarian forint
      Swift/BIC, IBAN and Account number
    • Israeli shekel
      Swift/BIC and IBAN
    • Japanese yen
      Swift/BIC and IBAN
    • Norwegian krone
      Swift/BIC and IBAN
    • New Zealand dollar
      Swift/BIC and Account number
    • Philippine peso
      Bank name and Account number
    • Polish złoty
      Swift/BIC and IBAN
    • Swedish krona
      Swift/BIC and IBAN
    • Singapore dollar
      Swift/BIC, Account number, Bank name and Bank code
    • Ugandan shilling
      Swift/BIC and IBAN
    • South African rand
      Swift/BIC and IBAN
    • United Arab Emirates dirham
    • Argentine peso
    • Australian dollar
    • Bangladeshi taka
    • Canadian dollar
    • Swiss franc
    • Chilean peso
    • Chinese yuan
    • Colombian peso
    • Costa Rican colón
    • Czech koruna
    • Danish krone
    • Egyptian pound
    • Euro
    • British pound
    • Georgian lari
    • Ghanaian cedi
    • Hong Kong dollar
    • Hungarian forint
    • Indonesian rupiah
    • Israeli shekel
    • Indian rupee
    • Japanese yen
    • Kenyan shilling
    • South Korean won
    • Sri Lankan rupee
    • Moroccan dirham
    • Mexican peso
    • Malaysian ringgit
    • Nigerian naira
    • Norwegian krone
    • Nepalese rupee
    • New Zealand dollar
    • Peruvian sol
    • Philippine peso
    • Pakistani rupee
    • Polish złoty
    • Romanian leu
    • Swedish krona
    • Singapore dollar
    • Thai baht
    • Turkish lira
    • Tanzanian shilling
    • Ukrainian hryvnia
    • Ugandan shilling
    • United States dollar
    • Uruguayan peso
    • Vietnamese dong
    • South African rand