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International business banking for freelancers

A multi-currency account for freelancers to invoice like a local around the world and receive multiple currencies for free.
Wise for Business - customers and balances shown on screen

Integrate seamlessly with Xero

Pay invoices and people abroad

Receive money like a local

Spend with a debit card

Get paid with zero fees.

Invoice your clients in their currency and receive money with no fees for popular currencies. See business pricing for more details.

Get your own UK, Eurozone, Australian, New Zealand, and US bank details in minutes — without a local address. Use them to invoice clients or withdraw money from platforms like UpWork and

Get started now →

Get Paid with Zero Fees

Spend anywhere with no hidden fees.

Use your Wise Business card to pay business expenses and spend online or in-store all over the world.

If you don’t have the currency in your account, we’ll automatically convert the amount for you.

Get my account and card today →

Wise Business Card

The features freelancers love.

Xero integration
Connect with Xero and your favourite accounting tools.
Learn more →
Open API
Automate payments and workflows with our API.
Explore our docs →
Monthly statements
Download statements for every balance you hold.
Get started today →
Coming soon! Debit card
Spend and track your expenses in one place.
Get started today →

International payments for less.

Pay invoices and buy inventory with the real exchange rate in over 70 countries — for way cheaper than PayPal.

Send money directly from your own debit card or bank, or make payments from your account balance. Your recipient doesn't need a Wise account to receive their money.

See how our fees compare →

Coverage around the world.

You can send money to 70+ countries, and receive and hold 40+ currencies.

You also get your own Eurozone, UK, Australia, New Zealand, and US bank details to get paid like a local.

See what currencies we cover →

Global coverage


Business without borders

Open an account in minutes.

Create your account