How to move to Greece from Canada

If you’re considering moving from Canada to Greece, there’s lots to think about. The process can be complex, and there are multiple decisions you’ll need to make. With that in mind, we’re providing this guide to help you determine what sort of visa or permits you’ll need. We will also cover things to do before leaving Canada and cost-of-living considerations. Also, details on how you can use Wise for holding your money in euros as well as Canadian dollars and transferring them internationally at the mid-market exchange rate.

What are the administrative essentials for moving to Greece from Canada?

1. Getting the right residence permit or visa

So, do Canadians need a visa for Greece? Here’s what you need to know.

2. Consult a tax professional:

Before moving, sit down with a tax consultant to ensure you’re compliant with all relevant tax laws both here in Canada and in Greece. Tax laws can vary significantly between countries, and your new residency status will have implications as well.

Every situation is unique, so a specialist can advise you on things like how to file your income tax and whether or not you owe a departure tax.

How long does the Greek visa process take?

There isn't a specific time frame for getting a Greek national visa. After setting up your appointment at a local Greek consulate to obtain a Greece visa for Canadian permanent residents — and it can take anywhere from 15 days to 90 days to schedule an appointment — application rulings are typically made within 15 calendar days of the application. However, it can be extended up to 30 or 60 calendar days, depending on the situation.³

Things to take care of in Canada before moving to Greece

There are a lot of things to prepare for even when making a local move. The list is much longer if you’re moving from Canada to Greece. For example, if you don’t ever plan to move back,you may choose to close your Canadian bank account. If you leave it dormant, you may accrue fees. You may also face tax implications with the CRA.^4,5 Additionally, you’ll need to notify your credit card companies about your change of address, cancel your Canadian insurance policies, and connect with government agencies such as Canada Revenue Agency and Service Canada.

• Transfer your funds: Before closing your Canadian bank accounts — if you need to — transfer your money to a euro account. One option is to get your local account details offered by Wise.
• Close your bank accounts: Certain banks could charge you with inactivity or dormancy fees. You might also want to avoid paying monthly fees in case your Canadian account is no longer in use.

• Mail forwarding: There are 6-month and 12-month duration options. Let Canada Post about your new Greek address and have them forward your mail.
• See your doctor: Talk to your doctors or dentist and obtain copies of your medical records with regard to any ongoing treatment. This is an important step to take to avoid any potential disruptions in treatment.
• Pet relocation: Cats and dogs entering Greece from Canada that are older than three months need to be microchipped. Also, they will need to be vaccinated against rabies at least three months before you make your move and within 11 months. Lastly, you’ll need a certificate from your vet confirming they are in good health and fit to travel.⁶
  Air Canada allows you to fly with small cats or dogs in the cabin if they fit under the seat in a carrier, but larger animals need to be checked as baggage. Note that there are certain restrictions for breeds and destinations. Lufthansa also permits pets under 8 kg, including their carrier, in the cabin, and has baggage options for larger animals. However, be sure to reserve your flight well in advance, as the number of pets allowed per flight is limited.
• If you have any Canadian memberships or subscriptions, be sure to cancel them before you move.

Travel expenses for flying from Canada to Greece

Please note: The above prices are estimates. Prices may vary due to a number of circumstances such as:

• Date of research
• Date of travel

Preparing for Your Stay in Greece before Leaving Canada

The last thing you want is to arrive in your new country, only to find that you're unprepared for life there. To avoid that, do some advance planning before you leave. Here are some things to consider:

Estimation of monthly expenses

The following chart represents the cost of living in each city for a single person without rent.

*Currency conversion rates with Wise as seen on November 5, 2024, at 8pm

Cultural differences: For instance, living in Greece as a Canadian means adjusting to various nuances. For example, Canadians lean toward individualism while Greeks are all about family, tradition, and strong social bonds.⁹ And in terms of communication, Greeks are far more expressive and passionate in their way of speaking when compared to direct speaking, yet polite, Canadians.

As far as social interactions go, Canadians are reserved and love their personal space, while Greeks are warm and welcoming. They prefer to be in close proximity and habitually touch those who are dear to them.

And finally, while Canadians tend to be very punctual and strict about their schedules, Greeks are much more relaxed and flexible when it comes to time.

Get more out of your money with Wise

With Wise, you can get the fairest exchange rate!

• Instead of the exchange rates you’re likely used to with your Canadian bank, Wise uses the mid-market exchange rate or interbank rate. That’s the rate banks use to trade with each other, not their customers. Wise helps you save money when receiving and converting currencies, whether you’re traveling the world or shopping online in a different currency.
• When you sign up for a Wise account to add Canadian dollars and hold your money in Euros, you also get an IBAN.
• With a single Wise account, you can manage over 20 currencies, including CAD, EUR, and USD.
• Transfer fees start at a minimal 0.48%*.
• Send money to over 160 countries and in over 40 currencies.

Transportation in Greece

In Greece, you have different transportation options, but some may be more advantageous than others in different circumstances.

Public transportation: In a place like Athens, this is a cost-effective option for daily commutes. Public transportation there is relatively inexpensive, especially if you purchase a monthly pass. However, like anywhere, it can be crowded during rush hour.

Using your own vehicle or cycling: If you’re living in a suburban area, having your own vehicle or bicycle is a plus. However, driving in the city centre can be challenging when it comes to finding parking, which is expensive.

Taxis: As a new resident, locals may mistake you for a tourist. Taxi scams — like meter tampering — are common in Athens, particularly against tourists. However, taxis are always a great option for short distances or late-night travel.

Health insurance plans in Greece

Greece offers universal healthcare, and residents can choose between public and private options.

All residents are required to have health insurance. They can choose between local or international health insurance plans. Local insurance is limited, while international health insurance plans provide better coverage and access to private healthcare at home and abroad.¹⁰

Some of the most popular insurance providers in Greece are:

• Allianz
• Cigna
• Now Health

Final thoughts on moving to Greece from Canada

Given the limitations on their national visa, make sure to research on how to move to Greece from Canada. Hopefully, this guide has provided you with all the tools and strategies you need for a smooth and successful transition. And be sure to consider Wise for the best available currency conversion rates.

Sources:

1. National Visa
2. Investing in Greece
3. Application Processing Time
4. Canadian bank account dormancy fees
5. CRA holding accounts with Canadian financial institutions
6. Moving your pet to Greece
7. Cost of living in Greece
8. Flights to Greece
9. Greek culture
10. Healthcare in Greece