International money transfers

Join over 10 million people who choose Wise for fast and secure online money transfers. We're up to 5x cheaper than banks.

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  • 0 MYR
  • 22.56 MYROur fee
  • 22.56 MYRTotal fees
  • =
    1,977.44 MYRTotal amount we’ll convert
  • ×

Should arrive by Monday

Get started

Find out how much it costs to send money abroad

Sending 2,000 MYR withRecipient gets(Total after fees)
24,696.18 PHP
Transfer fee
15 MYR
Exchange rate(1 MYR PHP)
Exchange rate markup
4.31 MYR

Cost of transfer
19.31 MYR

24,655.32 PHP- 40.86 PHP
Transfer fee
22.56 MYR
Exchange rate(1 MYR PHP)
Exchange rate markup

Cost of transfer
22.56 MYR

23,801.03 PHP- 895.15 PHP
Transfer fee
31.65 MYR
Exchange rate(1 MYR PHP)
Exchange rate markup
60.38 MYR

Cost of transfer
92.03 MYR

23,614.39 PHP- 1,081.79 PHP
Transfer fee
10 MYR
Exchange rate(1 MYR PHP)
Exchange rate markup
96.53 MYR

Cost of transfer
106.53 MYR
This applies when you pay in via bank transfer. How do we collect this data?

Send money abroad from Bulgaria in 3 easy steps

Large amount of currency illustration

Get dedicated support for large transfers

Moving big money? Get our how to guide and start a chat with our team of large-amount experts.

Get started with large transfers

How to send money abroad from Bulgaria

How to send money abroad from Bulgaria

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, Swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer MYR to PHP?

Pay a small, flat fee and percentage

To send money in MYR to PHP, you pay a small, flat fee of 6.33 MYR + 0.82% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers
Fixed fee
6.33 MYR
Variable feeup to 604,739 MYR/month
Variable feemore than 604,739 MYR/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route


Should arrive

by Monday

How to send money with Wise

Best ways to send money internationally

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the Wise app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at

Let's answer some of your questions