Finance essentials, day-to-day money management and quick transfers that work at home and abroad. 1

Unlike banks, your Wise account works the same abroad as it does at home. And it’s up to 75% cheaper internationally.3
A Wise account is free to open and we don’t charge a subscription. You only pay when you convert money. If you have EUR in your account and spend in EUR, we won’t charge a conversion fee. If you have GBP in your account and spend EUR, we charge a fee. See a full breakdown of our prices here.
Using your card anywhere free, and if you don’t convert money we don’t charge a fee. If you take out cash, the first £200 is free every month and after that we charge a fee. See our prices here.
1 Your Wise Current Account is an e-money account, which means that funds are not protected under the Financial Services Compensation Scheme (FSCS). Instead, we safeguard your funds in line with our regulatory obligations. Learn more.
2 This general advice presented by Wise Australia Investments Pty Ltd (AFSL: 545411) has been prepared without taking into account your objectives, financial situation or needs. You should consider whether the product is appropriate for your financial circumstance and read the fund's Product Disclosure Statement before making a decision on the advice.
Investments can fluctuate, and your capital is at risk. Interest is not a deposit product and your capital is not protected under the Financial Claims Scheme. The Variable rate is based on the Yield to Maturity as of 31/07/2026 and is exclusive of Wise fees. Past performance does not guarantee future growth. Franklin Templeton is the issuer and fund manager of the Franklin Government Cash Fund.
Interest is offered by Wise Australia Investments Pty Ltd ACN 659 961 083. Wise Australia Investments Pty Ltd holds an Australian Financial Services licence (AFSL) number 545411 issued by the Australian Securities & Investments Commission (ASIC). The currency account is provided by Wise Australia Pty Ltd (AFSL: 513764).
Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you're uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website.
3 Savings based on comparisons with select competitors in July 2025. Learn more.