International money transfers

Join over 16 million people who choose Wise for fast and secure online money transfers. We are up to 5x cheaper than banks.

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Awarded 5 stars for international money transfers
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  • 5.58 USD
  • 9.01 USDOur fee
  • 14.59 USDTotal fees
  • =
    1,985.41 USDTotal amount we’ll convert
  • ×
    1.3665

Should arrive by Tuesday

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Find out how much it costs to send money abroad

Sending 2,000 USD withRecipient gets(Total after fees)and transfer speedTransfer speed
CheapestRemitly
2,714.80 CADunavailable
unavailable
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.35740
Exchange rate markup
13.25 USD

Cost of transfer
13.25 USD

Wise
2,712.96 CAD- 1.84 CAD2 days
2 days
Transfer fee
14.59 USD
Exchange rate(1 USD CAD)
1.36645
Exchange rate markup
0 USD

Cost of transfer
14.59 USD

Instarem.
2,706 CAD- 8.80 CADunavailable
unavailable
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.35300
Exchange rate markup
19.69 USD

Cost of transfer
19.69 USD

Western Union
2,683.58 CAD- 31.22 CADwithin 11 days
within 11 days
Transfer fee
1.99 USD
Exchange rate(1 USD CAD)
1.34313
Exchange rate markup
34.14 USD

Cost of transfer
36.13 USD

OFX
2,680.80 CAD- 34 CAD3-5 days
3-5 days
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.34040
Exchange rate markup
38.13 USD

Cost of transfer
38.13 USD

WorldRemit
2,675.04 CAD- 39.76 CAD2-3 days
2-3 days
Transfer fee
2.99 USD
Exchange rate(1 USD CAD)
1.33952
Exchange rate markup
39.42 USD

Cost of transfer
42.41 USD

Xoom (A PayPal Service)
2,670.86 CAD- 43.94 CAD2 days
2 days
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.33543
Exchange rate markup
45.40 USD

Cost of transfer
45.40 USD

Bank of America
2,656.78 CAD- 58.02 CAD2-3 days
2-3 days
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.32839
Exchange rate markup
55.71 USD

Cost of transfer
55.71 USD

Chase
2,644.40 CAD- 70.40 CAD2-8 days
2-8 days
Transfer fee
5 USD
Exchange rate(1 USD CAD)
1.32552
Exchange rate markup
59.91 USD

Cost of transfer
64.91 USD

Wells Fargo
2,633.17 CAD- 81.63 CADunavailable
unavailable
Transfer fee
0 USD
Exchange rate(1 USD CAD)
1.31658
Exchange rate markup
72.99 USD

Cost of transfer
72.99 USD

PayPal
2,613.30 CAD- 101.50 CAD4-8 days
4-8 days
Transfer fee
4.99 USD
Exchange rate(1 USD CAD)
1.30992
Exchange rate markup
82.74 USD

Cost of transfer
87.73 USD

MoneyGram
2,591.16 CAD- 123.64 CADwithin 5 days
within 5 days
Transfer fee
1.99 USD
Exchange rate(1 USD CAD)
1.29687
Exchange rate markup
101.84 USD

Cost of transfer
103.83 USD
The information above applies when you pay in via bank transfer or ACH payments. Information provided is not in real time and may be different from the actual rates and fees on the provider’s website. Transaction speed claimed depends on individual circumstances and may not be available for all transactions. How do we collect this data?
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Send money abroad from Australia in 3 easy steps

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Get dedicated support for large transfers

Moving big money? Get our how to guide and start a chat with our team of large-amount experts.

Get started with large transfers

How to send money abroad from Australia

How to send money abroad from Australia

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer USD to CAD?

Pay a small, flat fee and percentage

To send money in USD to CAD, you pay a small, flat fee of 7.38 USD + 0.39% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
7.38 USD
Variable feeup to 127,375 USD/month
0.39%
Variable feemore than 127,375 USD/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route

USD
CAD

Should arrive

by Tuesday

How to send money from USD to CAD

Best ways to send money internationally

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money abroad with the Wise app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Trustpilot score 4.3 out of 5, from 220,709 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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