Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

ASIC regulated
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Awarded 5 stars for international money transfers
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How long will a money transfer take?

Sending money fromSending money toTransfer methodShould arrive by
AUDEUROskoin 11 hours
AUDAEDOskoin 6 hours
AUDBDTOskoby Sunday
AUDBGNOskoin 11 hours
AUDBRLOskoby Friday
AUDCADOskoby Monday, March 4
AUDCHFOskoin 5 hours
AUDCLPOskoby Tuesday, March 5
AUDCNYOskoin seconds
AUDCOPOskoin seconds
AUDCRCOskoby Tuesday, March 5
AUDCZKOskoby Friday
AUDDKKOskoby Monday, March 4
AUDEGPOskoby Wednesday, March 6
AUDFJDOskoin 10 minutes
AUDGBPOskoin seconds
AUDGELOskoin 11 hours
AUDHKDOskoin 10 minutes
AUDHUFOskoin seconds
AUDIDROskoin 3 hours
AUDILSOskoby Thursday, March 7
AUDINROskoin seconds
AUDJPYOskoin 2 hours
AUDKESOskoin 30 minutes
AUDKRWOskoin 3 minutes
AUDLKROskoin seconds
AUDMADOskoby Tuesday, March 5
AUDMXNOskoin seconds
AUDMYROskoin seconds
AUDNOKOskoby Tuesday, March 5
AUDNPROskoby Friday
AUDNZDOskoby Saturday
AUDPHPOskoin 20 minutes
AUDPKROskoin seconds
AUDPLNOskoby Monday, March 4
AUDRONOskoby Monday, March 4
AUDSEKOskoin 9 hours
AUDSGDOskoin seconds
AUDTHBOskoin seconds
AUDTRYOskoin seconds
AUDTZSOskoby Friday
AUDUAHOskoby Friday
AUDUSDOskoby Friday
AUDUYUOskoby Tuesday, March 5
AUDVNDOskoin 40 minutes
AUDZAROskoby Monday, March 4

How to send money abroad instantly?

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

  • You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
  • You should always know where your money is. So keep track of your money by using our in-app Money tracker.
  • All transfers should be instant — we’re on a mission to bring you just that.

Send money instantly with the most international app

Looking for an app to send money instantly? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Trustpilot score 4.2 out of 5, from 210,146 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at

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