Wise Card Australia Review: Is Wise a Good Travel Card for You?
Our Wise travel card review explores the features, benefits, and fees to help you decide if it’s the best fit for your next trip.


*Pricing claim based on comparative data for select airports and passes. Live pricing is subject to exchange rate fluctuations.
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Chances are, if you’ve ever dreamed of holidaying in a beautiful tropical paradise, you’ve considered visiting the Indonesian island of Bali. Its legendary scenery and welcoming atmosphere for tourists makes it a deservedly popular holiday destination. Being as popular as it is, though, it’s worth making a plan before you go, so you can explore a little further than the standard tourist trails.
This article is a great place to start: it’ll give you some initial advice on how to plan your trip. Particularly, it’ll help you find the best way to pay your way when you’re there – always a tricky issue for tourists.
First off, it’s worth making one thing clear: the more you put into a trip, the more you’ll get out of it. That’s why it’s worth investing a little bit of time in reading up on Bali, so you can plan a trip that lets you take in as much as possible of this wonderful island.
This article will help you get started – it’ll help you to:
The currency in Indonesia is the rupiah, and at the time of writing there are 9,293 of them per Australian dollar¹. That means that, relatively speaking, things can often seem like pretty great value when you’re there.
There are some caveats, though. Firstly, because tourism is such big business, it is perfectly possible to end up spending heavily. If you head straight for the luxury spa, clearly geared towards the high-end tourist market, it won’t be a cheap holiday after all.
Secondly, it’s always well worth checking what exchange rate you’re getting – and what your bank will charge you if you use an ATM there. There may be all manner of extra fees, and if the exchange rate is much different from the mid-market rate then you’ll be missing out every single time your money gets exchanged. To cut back on that sort of cost, it could be worth considering a specialist travel money card, which sometimes (not always!) works out as better value than your standard debit card.
Manage your money as you travel cheaply and easily with a Wise borderless account.
Open your account online before you leave, and hold, send and receive dozens of different currencies. You can manage your money using the Wise app, and spend easily using the Wise borderless Mastercard.
Just top up from your home bank account, and convert to the currency you need to avoid foreign transaction fees. All currency conversion is done using the mid-market exchange rate with no markup, which can mean it’s far cheaper than relying on your regular bank.
If you’re an Australian citizen, you don’t need a visa to visit Indonesia – so long as you’ll be staying less than 30 days.
If you’re hoping to stay longer than that, consider getting a Visa on Arrival. You can get this at the airport once you land, and it’ll cost you AUD 50. It’s also only valid for 30 days – but you can get an extension of another 30 days. There are other options to consider for longer trips, but for most tourists, either no visa or a Visa on Arrival should suffice².
Do make sure your passport has at least 6 months on it – otherwise you might not be allowed in³.
The classic place to stay in Bali is a hostel that’ll welcome backpackers as they make their way around the island – and there are certainly plenty of hostel options. You can also find some great places on Airbnb, and there are hotels too should you want one.
The biggest question about accommodation, though, is where to stay. The different parts of the island have very different feels to them. Here are some of your options:
That’s not it – not by a long shot. Also check out Canggu, Jimbaran, Sanur, Uluwatu, Nusa Dua, and many other fantastic areas. Almost Landing Bali has guides to most of them.
Here are some tips for how to travel around Bali – which can, of course, get pretty crowded during tourist seasons.
As already mentioned, Bali’s widely differing areas offer contrasting experiences for tourists. If there’s one common thread running through the whole place, though, it’s that it’s absolutely beautiful. Don’t forget to take enough time simply to enjoy the breathtaking scenery.
That said, here are some more specific tips on what to do.
There’s plenty more, of course. Check out Lonely Planet, The Asia Collective, Bali Guide, The Blonde Abroad, and many other helpful guides.
Here are a few extra pointers to ensure your trip’s a success.
And here are a few extra points to bear in mind.
Don’t forget to plan ahead and consider getting a Wise Mastercard Debit Card to help you get the most for your money and forget about the worries of exchanging money.
We hope you have a truly stunning time in Bali, whether you’re raving it up in Kuta or meditating in Ubud.
Sources:
All sources accurate as of 24 Jan 2020
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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