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您需要了解的有关 {bankName} IBAN号码的所有信息

Find your Monzo IBAN with this calculator. However, Monzo currently doesn't support inbound international money transfers. In the meantime you can use Wise to receive international transfers, convert them to British pounds and send them to your Monzo bank account as a domestic transfer.  

正在寻找 {bankName} 银行IBAN {inCountry}？查找 {bankName} 个IBAN编号 {inCountry} 的示例，并了解如何在这里找到自己的。IBAN是国际公认的国际汇款所必需的银行账户标准格式。

{bankName} IBAN号 - 什么是 IBAN {bankName} {inCountry}

IBAN for

IBAN {inCountry} consists of {characterCount} characters:

IBAN for {bankName} {inCountry} consists of {characterCount} characters:

Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly.

IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

What is the IBAN code {inCountry}?

What is the IBAN code for {bankName} {inCountry}?

{count, plural, one {{count} upper or lower case alphanumeric character} other {{count} upper or lower case alphanumeric characters}}

{count, plural, one {{count} digit} other {{count} digits}}

{count, plural, one {{count} upper case letter} other {{count} upper case letters}}

IBAN代表国际银行账号。这是一项国际商定的代码，由最多34个字母和数字组成，可帮助银行处理世界各地的转账。

每组字符代表您的银行账户的不同详细信息。您可以在下面看到此IBAN号码的明细。

什么是IBAN代码？

Fill in the account details, and we’ll calculate the IBAN for you.

Calculate an IBAN

To make an IBAN, banks combine local account details into one string of characters. This means you can calculate an IBAN using these account details.

为世界各地的任何银行获取合适的IBAN。您只需要一个标准的银行账户号码--剩下的由我们的IBAN计算器负责。

IBAN calculator

Valid IBANs should always contain:

Type it in here and we’ll tell you if it’s the right format.

Check an IBAN

IBAN始终遵循设置的格式。这意味着我们可以判断您的信息是否有效，并向您展示其每个部分的含义。

These details don´t look right

Check and verify any IBAN. Our IBAN checker will tell you if an IBAN is right, and find the name, branch and address for the bank it belongs to.

IBAN checker: Validate an IBAN

IBAN checker

比较境外汇款的价格

[IBAN](https://wise.com/zh-hk/iban/) （代表国际银行账号）是国际商定的代码，由最多34个字母和数字组成，可帮助银行确保正确处理国际转账。

仅用几个字母和数字， IBAN即可捕获您在国际上汇款或收款所需的所有国家/地区、银行和账户详细信息。这一系统在整个欧洲使用，在中东、北非和加勒比地区也得到承认。查找[IBAN示例] （ https://wise.com/zh-hk/iban/example ） ，适用于所有使用该示例的国家/地区。

什么是 IBAN？

You can usually find your IBAN on your bank account statements, or in your online banking. If you have your other bank account details to hand, you can also use calculator to find your IBAN. [Calculate IBAN](calculator)

How can you find your IBAN?

您需要一些详细信息才能发送或接收国内或国际转账。

[IBANs]（https://wise.com/zh-hk/iban/）（国际银行账号）识别个别银行账户。它们由欧洲的许多银行发行，但世界其他地区的银行也开始采用它们。

[路由号码](https://wise.com/us/routing-number/)在处理国内ACH付款或电汇时帮助识别银行，但只应用在美国。例如，您不需要路由号码向在法国的好友进行汇款。

[SWIFT代码] (https://wise.com/zh-hk/swift-codes) ，如路由号码，用以识别银行和金融机构，应用于国际汇款，有时被称为BIC代码。

路由号码， SWIFT代码， BIC和IBANs –有什么区别？

When [sending money internationally](https://transferwise.com/gb/send-money/), there are a few big things you need to look out for. Often banks add hidden fees to the exchange rates they offer, often without even telling their customers. And with each bank sending your money at their own pace, choosing a fast provider can be difficult.

Wise gives you the real, mid-market exchange rate — the same rate you’ll see on Google, in fact. No hidden fees. No surprises. Just a much better deal. And on many popular routes, Wise can send your money within one day, and sometimes within seconds.

Which provider is best for sending money abroad?

Wise is the cheaper, faster and easier way to get the best possible exchange rate. Join over ((marketingData:millionUsers)) million people who save when they send money with us.

Got the right IBAN? Now get a better deal for sending money.

Your calculated IBAN

不过，请务必与收款人或银行核对。我们无法告知您它是否是真实的，或者是否是特定帐户的正确IBAN。

This IBAN looks right

Valid IBAN details:

Join over ((marketingData:millionUsers)) million people who get the real exchange rate with Wise. We’re up to ((marketingData:cheaperTraditionalBanks))x cheaper than banks.

在消费、汇款和收款时省钱

我们可以判断您的IBAN格式是否正确，但我们不能保证其存在，也不能保证其代表预期的帐户。此工具应能帮助您确认您已经知道的一些详细信息，例如国家/地区和银行。

When sending or receiving money, always check the IBAN code with your recipient or bank.

If you think you’ve used the wrong IBAN to send money , you should get in contact with your bank right away. They may be able to cancel the transaction. If it’s too late to cancel, you might have to contact the recipient yourself and request the they return your money.

Always confirm the details with your recipient

Send money abroad with no hidden fees

You’ll need a few details to send or receive a transfer – either domestically or internationally.

IBAN（国际银行账号）识别个别银行账户，它们由许多的欧洲银行发行，但世界其他地区的银行也开始采用它们。

<a href="{routingNumberUrl}">Routing numbers</a> help identify banks when processing domestic ACH payments or wire transfers. But only in the United States. You don''t need one to make a payment to your friend in France, for example.

<a href="{swiftCodesUrl}">SWIFT codes</a>, like routing numbers, also identify banks and financial institutions. This time for international payments. They''re sometimes known as BIC codes.

汇款时请务必使用正确的IBAN代码。如果您弄错了，您的银行可能会将您的款项汇到错误的目的地，或者向您收取无效的付款。

您通常可以通过登录在线银行或查看银行对账单来找到您的IBAN号码。您也可以使用本网站上的工具。

It’s important to remember that an IBAN being in the right format isn’t guarantee that it exists. Or that it’s the right IBAN for a particular account. You should always check it with your recipient or bank before sending or receiving a payment.

Where to find your IBAN

请务必记住，格式正确的IBAN未必一定存在。在发送或接收汇款之前，建议先与收款人或银行核对清楚。

找到正确的IBAN代码非常重要，而且不难。

You can either work out your IBAN based on the example above, or find everything you need by logging into {bankName} online banking, or checking your bank statement.

You can either work out your Monzo IBAN based on the example above or use our IBAN calculator. 

如果使用了不正确的IBAN代码，您的汇款可能会被退回或转至错误的帐户。如有任何问题，请第一次联系您的银行，或要求收件人提供您需要的详细信息，以正确处理。

Monzo and Wise partnered together for smoother, cheaper and faster international payments for Monzo customers. That means that you can send money directly from the Monzo app if you want to send money abroad, however it is not yet possible for Monzo customers to receive international money transfers directly to their Monzo bank account. In the meantime you can use Wise to receive payments from abroad, convert them to British pounds at a mid-market rate and then send your money to your Monzo account as a domestic bank transfer.

注意，在本文中使用的任何IBAN或BBAN帐户号码都是示例，不应用于处理转账。

如何找到您的 {bankName} IBAN代码？

If you ’re sending or receiving money internationally, most European banks will need you to use an IBAN. It’s the safest and most efficient way of making sure your money gets to where it needs to be. More banks around the world are starting to adopt this system, but you may need more details to send money to other countries.

When do you need an IBAN?

Receive money with local bank details

IBANs are typically long, and it’s easy to make a mistake when typing them character by character. Try to copy and paste when you can.

Typing mistakes

When sending money online, you should always use the digital format. Some banks will reject your transfer if you use the print format, with spaces between the characters.

Incorrect formats

Banks will sometimes ask for more details. It’s important you enter these details correctly, or your transfer could be rejected — even if the IBAN is valid.

收款人详细信息

Common mistakes to look out for

IBAN是一组代表个人银行账户的字母和数字，帮助银行处理国际汇款。

IBANs help banks send money to the right place

You can find everything you need by logging into your statement, or using the tools on this site.

It should be easy to find the right IBAN to use.

Wise gives you your own European IBAN, along with bank details for the UK, US, Australia, New Zealand and more.

You can get your own free IBAN with Wise.

3 things you need to know about IBANs

是的。如果您正在进行或预期将收到国际汇款到银行账户 {inCountry}，那么仅仅使用标准银行账户号码是不够的。如果您希望您的钱能快速安全地到达，通常需要向银行提供一些额外的详细信息，例如IBAN或SWIFT代码。

Do you need an IBAN {inCountry}?

Banks and other institutions create IBANs to represent individual accounts. They combine your local bank details into one string of characters - making it easy to identify your account when sending or receiving money.

IBANs usually start with a reference to the country, and end with the individual bank account details. This tool will tell you the name of the bank, extract the local account details, and show you what each section represents.

How banks create IBAN codes

每个IBAN都有两个国家代码后面的支票号码。银行使用这些信息来确定IBAN的格式是否正确。我们进行同样的检查，因此我们将能够告知您您的IBAN格式是否正确。

即使您的IBAN格式正确并不能保证其存在，也不代表正确的目的地。

如果您在向银行汇款时输入不存在的IBAN ，您的银行可能会向您收取费用。如果IBAN存在，但不正确的目的地，您的银行可能会将您的资金汇入错误的帐户。请务必与收件人或银行核对IBAN。

What happens if you enter the wrong number?

每个国家都有不同的IBAN格式。在此处查找您所在国家/地区的IBAN代码示例。

IBAN examples by country

Each set of characters represents a different detail for your bank account. You can see the breakdown of this IBAN below.

What is the IBAN format {inCountry} ?

What does a typical IBAN code {inCountry} look like? Find out about its structure and see some examples, including IBAN codes of some of the biggest banks {inCountry}.

{countryName} IBAN Format and Example

这适用于您通过以下方式支付：

当您通过银行转账或 ACH 付款支付时，上述信息将适用。提供的信息不是实时信息，可能与提供商网站上的实际汇率和手续费存在差异。声称的交易速度取决于具体情况，可能并不适用于所有交易。

汇款速度

我们的使命是让金融业更加透明，惠及足迹遍布世界的人。我们收取尽可能低的手续费，并且始终预先显示这些手续费。

了解跨境汇款的手续费

我们希望您能清楚地了解收款人收到的金额。这就是为什么我们从不在汇率上加价，并且透明地显示我们的手续费。

比较我们的手续费，看看您能节省多少钱

汇率加价

Wise 始终为您提供真实中间市场汇率 {rate}。没有汇率差价，没有隐性利润。

真实的中间市场汇率

我们会从该供应商的网站获取公开信息，以尽可能为您提供公平的比较结果。

我们如何预计到达时间

这是供应商网站上的预计时间。在下单之前，请务必与供应商再次确认。

供应商的预计到达时间

目前，我们还不知道通过该供应商汇款需要多长时间。我们正在努力，并会在获得相关信息后展示在这里。

我们没有该数据

我们从供应商网站上获得预计到达时间。目前此供应商没有公开相关资料。

该供应商没有公开预计到达时间

如果您现在汇款，我们预计您的收款人会在这段时间内收到款项，但具体时间可能会因为您的汇款方式而有所不同。

预计到达时间

如果您今天完成注册和订购，这是我们预计您通过邮寄方式收到卡的所需时间。

错误

What does a typical IBAN code look like? Find out about its structure and see some examples, including IBAN codes of some of the biggest banks in your country.

IBAN Format and Example

You can usually find your {bankName} IBAN on your bank account statements, or in your online banking. If you have your other bank account details to hand, you can also use calculator to find your IBAN. [Calculate IBAN](#calculator)

You can either work out your Monzo IBAN based on the example above or use our IBAN calculator. However, Monzo currently doesn't support inbound international money transfers. In the meantime you can use Wise to receive international transfers, convert them to British pounds and send them to your Monzo bank account as a domestic transfer. [IBAN calculator](#calculator)

如何找到您的 {bankName} IBAN号码？

如果您想投诉，请<a class="footer-link" rel="noopener noreferrer" href="https://wise.com/help" target="_blank">与我们联系</a> — 我们将尽可能解决问题。不过，如果您仍不满意，可与我们的调查专员服务交谈。您可以拨打 <a class="footer-link" href="tel:08008782802">0800 878 2802</a> 或者发送电子邮件至 <a class="footer-link" href="mailto:ouvidoria@wise.com">ouvidoria@wise.com</a> 与他们联系 — 请务必准备好您的协议号码。<br /><br />所有投资服务均由<a class="footer-link" href="https://wise.com/help/articles/4Mo9V7MyXos6scM7xvhg15/licences-and-regulators-when-holding-money-as-different-assets" target="_blank" rel="noopener noreferrer">您所在地区的 Wise Assets 实体</a>提供。

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资源

关注我们

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查找、检查或计算IBAN号码。为您的转账获取正确的IBAN代码所需的一切。别担心，我们不会存储或查看您在此处输入的任何数据。

正在寻找正确的IBAN号码？查找欧洲一些最大银行的IBAN代码示例，并了解如何在这里找到自己的代码。

IBAN号码：什么是IBAN ？

IBAN代码：查找、检查或计算您的IBAN

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at [Trustpilot.com](https://www.trustpilot.com/review/wise.com)

我们在 Trustpilot 上的评分为 {rating} 分（满分 5 分）

删除此文件会将其从我们的系统中删除

确定要删除此文件吗？

我们与其他同样相信公平和透明化的供应商合作。这就是为什么所有使用 Wise 的供应商都提供优惠汇率的原因。

Wise 根据您的居住地不同，提供不同功能。

了解数百万客户如何在全球范围内转移资金

全球 1600 万人使用的账户，让生活、工作、旅行和汇款变得更轻松。

探索全球数百万用户使用的功能

此比较未考虑 Revolut 每月 1,000 英镑的免费额度。<learnMoreLink>了解详情</learnMoreLink>

Revolut 比较

Check and verify any IBAN. Our IBAN checker and calculator will tell you if an IBAN is right, and find the name, branch and address for the bank it belongs to.