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The most international debit card on the planet

With the Wise Multi-Currency Card, you never have to worry about exchange rate markups, or high transaction fees when you spend abroad.
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Contactless payment with Wise Multi-Currency Card for 150 USD at Electric City

Take out cash abroad for free

The Wise Multi-Currency Card takes the worry out of using ATMs abroad. You pay only a super-low fee on withdrawals after the first $100.

Learn about our card pricing
A plate sits on a table, with USD cash and a Wise Multi-Currency Card.

Use Google or Apple Pay straight away

With the Wise digital card, you can pay online and in stores in over 40 currencies and 160 countries. Create yours in seconds and start saving instantly.

Learn about digital cards
A person holding a phone displaying a digital Wise Multi-Currency Card

Meet your new digital card

Two overlapping digital cards from Wise, with one card in blue and the other in green. Each card features the Wise logo in white text, positioned vertically.

Get all the benefits of the Wise Multi-Currency Card - spend online, in-store and abroad while saving on currency conversion fees, with the extra layer of security of the digital card.

Learn about digital cards

Order a card in just 5 minutes

  • Step 1

    Open a free account in minutes

  • Step 2

    Order a card for a one-time fee of 9 USD

  • Step 3

    Start spending with a digital card immediately

Order your card

Rest easy. Your money’s safe

  • Freeze and unfreeze your card instantly.

  • Generate digital cards for extra peace of mind.

  • Get notifications for every transaction.

Don’t take our word for it

With over 200,000 reviews on Trustpilot, our average score is 4.3 out of 5.

Read more reviews
Trustpilot stars rating with 5 stars

While I’m living abroad this card saves me so much!

Ahmad

Trustpilot stars rating with 5 stars

I am using wise for 3 years now. I’m using the Wise debit card for everyday use.

Akhter

Trustpilot stars rating with 5 stars

I find using the Wise service so convenient and taking my Wise Card means I have resource just about anywhere I ever go in the world.

Clive

Trust us to look after your money

We help over 12.8 million people move 30 billion every quarter — here’s how we make sure it’s safe.

  • Privacy and data
    We protect your details through strict standards and 2FA.
  • Dedicated support
    Questions? Get help in 14 languages.
  • International safeguarding
    Your money is held with a group of established financial institutions, separate from ours.

Do more with Wise in the US

You can use Wise for much more than just spending abroad. Here is what's available, based on where you live.

Open an account
  • A Wise transfer of British pound to Euro.

    Send money worldwide

    Make fast and cheap international transfers and save on fees.

    Learn about transfers
  • Wise balance for United States dollar.

    Receive money fast

    Get paid easily in other currencies with global account details.

    Explore getting paid
  • 3.92%APY on USD

    Receive interest*

    Opt in and get passthrough FDIC insurance up to $250,000 through our Program Bank.1

    See our interest feature

*Receive interest is not available to residents of New York and Alaska at this time.

  1. The current Program Bank is JPMorgan Chase Bank, N.A., see Appendix 1 of the Program Agreement for the most updated list of Program Bank(s). Eligible customers must opt in to the interest feature. Participants will have the balance of their USD funds held in their Wise Account “swept” into a Federal Deposit Insurance Corporation (“FDIC”) insured interest-bearing account at one or more participating banks (each, a “Program Bank”) that will hold and pay interest on the deposit funds. For a complete list of Program Banks, please see Appendix 1 of the Program Agreement. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the Program Banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The Program is not intended to be a long-term investment option, checking or savings account, investment contract or security.

    For customers opted in to receive interest on EUR and GBP balances, the FDIC passthrough insurance provided by our program bank is for up to the equivalent of 250,000 in total for your USD, EUR and GBP combined balance amounts (collectively, the “Eligible Balances”).