Wise keeps your money safe. Learn how

Send money to a bank account

Send money to a bank account from our website or mobile app, in just a few clicks. Join over 15 million people who choose Wise for fast and secure money transfers.

Millions of happy customers
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Is Wise safe?
Yes, here’s why
  • 2 USD
  • 5.30 USDOur fee
  • 7.30 USDTotal fees

  • =
    992.70 USDTotal amount we’ll convert
  • ×

We charge as little as possible. No subscription

Sending 1,000.00 USD withRecipient gets(Total after fees)Transfer feeExchange rate(1 USD EUR)
RemitlyCheapest921.10 EUR
0.00 USD0.921104Mid-market rate
Moneygram912.22 EUR- 8.88 EUR1.99 USD0.914039
Wise911.25 EUR- 9.85 EUR7.30 USD0.917950Mid-market rate
Xe909.25 EUR- 11.85 EUR0.00 USD0.909246
Western Union907.82 EUR- 13.28 EUR0.00 USD0.907817
OFX906.45 EUR- 14.65 EUR0.00 USD0.906452
Xoom897.38 EUR- 23.72 EUR0.00 USD0.897384
Chase (US)886.83 EUR- 34.27 EUR5.00 USD0.891284
Wells Fargo884.60 EUR- 36.50 EUR0.90 USD0.885397
PayPal875.45 EUR- 45.65 EUR4.99 USD0.879840

Send money to a bank account in 3 easy steps

Wise is easy.

How to send money to a bank account

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a wire transfer, ACH or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

Online money transfer fees

How much does it cost to send money to a bank account?

To send money to a bank account with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always shows you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

You can use our handy calculator to find out exactly how much will you pay for your money transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.;

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Delivery time for money transfers to a bank account

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route


Should arrive

in 3 hours

Protecting you and your money

    Safeguarded with leading banks

    We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

    We're a licensed money transmitter

    We’re regulated by authorities around the world. This includes the FCA in the UK and FinCEN in the US.

    Audited regularly

    We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

    Extra-secure transactions

    We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

    Data protection

    We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

    Dedicated anti-fraud team

    We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Trustpilot score 4.4 out of 5, from 186,629 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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