Send money to a bank account
Send money to a bank account from our website or mobile app, in just a few clicks. Join over 15 million people who choose Wise for fast and secure money transfers.
We charge as little as possible. No subscription
| Sending 1,000.00 USD with | Recipient gets(Total after fees) | Transfer fee | Exchange rate(1 USD → EUR) |
|---|---|---|---|
 Cheapest | 921.10 EUR | 0.00 USD | 0.921104Mid-market rate |
 | 912.22 EUR- 8.88 EUR | 1.99 USD | 0.914039 |
 | 911.25 EUR- 9.85 EUR | 7.30 USD | 0.917950Mid-market rate |
 | 909.25 EUR- 11.85 EUR | 0.00 USD | 0.909246 |
 | 907.82 EUR- 13.28 EUR | 0.00 USD | 0.907817 |
 | 906.45 EUR- 14.65 EUR | 0.00 USD | 0.906452 |
 | 897.38 EUR- 23.72 EUR | 0.00 USD | 0.897384 |
 | 886.83 EUR- 34.27 EUR | 5.00 USD | 0.891284 |
 | 884.60 EUR- 36.50 EUR | 0.90 USD | 0.885397 |
 | 875.45 EUR- 45.65 EUR | 4.99 USD | 0.879840 |
Send money to a bank account in 3 easy steps
Enter amount to send in USD.
Pay in USD with your debit card or credit card, or send the money from your online banking.
Choose recipient .
Select who you want to send money to and which pay-out method to use.
Send USD, receive EUR.
The recipient gets money in EUR directly from Wise’s local bank account.
Wise is easy.
How to send money to a bank account
- Just tap in how much, and where to.
- Then make a local payment to Wise, whether it's with a wire transfer, ACH or your debit or credit card.
- And that's it.
Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.
Online money transfer fees
How much does it cost to send money to a bank account?
To send money to a bank account with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always shows you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.
You can use our handy calculator to find out exactly how much will you pay for your money transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.;
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
Delivery time for money transfers to a bank account
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.
Your transfer route
Should arrive
in 3 hoursWise works nearly everywhere
Protecting you and your money
Safeguarded with leading banks
We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.
We're a licensed money transmitter
We’re regulated by authorities around the world. This includes the FCA in the UK and FinCEN in the US.
Audited regularly
We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.
Extra-secure transactions
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
Data protection
We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
Dedicated anti-fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Trustpilot score 4.4 out of 5, from 186,629 reviews
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.
