Send money to a bank account

Send money to a bank account from our website or mobile app, in just a few clicks. Join over 16 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Sending 1,000.00 USD withRecipient gets(Total after fees)Transfer feeExchange rate(1 USD EUR)
MoneyGramCheapest920.40 EUR
1.99 USD0.922235
Wise920.18 EUR-0.22 EUR6.82 USD0.926500Mid-market rate
Remitly919.65 EUR-0.75 EUR0.00 USD0.919648
Instarem.917.65 EUR-2.75 EUR0.00 USD0.917647
OFX913.85 EUR-6.55 EUR0.00 USD0.913845
Xe912.34 EUR-8.06 EUR0.00 USD0.912342
Western Union911.97 EUR-8.43 EUR0.99 USD0.912870
Xoom (A PayPal Service)907.24 EUR-13.16 EUR0.00 USD0.907237
Bank of America901.54 EUR-18.86 EUR0.00 USD0.901544
Citi898.12 EUR-22.28 EUR0.00 USD0.898120
Chase894.83 EUR-25.57 EUR5.00 USD0.899328
Wells Fargo893.72 EUR-26.68 EUR0.00 USD0.893717
PayPal881.51 EUR-38.89 EUR4.99 USD0.885935
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How to send money to a bank account in 3 easy steps

How to send money to a bank account

How to send money to a bank account

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a wire transfer, ACH or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

What is Bank account money transfer?

Sending an international bank account money transfer is often one of the most convenient ways for your recipient to get their money. Once you initiate the transfer, your recipient doesn’t need to do anything at all - the funds will be automatically deposited into their bank account as soon as they’re processed. That could even mean their money is available instantly, depending on the details of the payment.

All you’ll need from your recipient is their personal contact and bank account details. The exact bank details required varies a bit based on the country you're sending money to, but you’ll be guided through the Wise bank account money transfer process step by step as you arrange your payment.

Add your recipient’s email address, and they’ll get a message when the money is on the way, and when it’s available for spending, too.

Learn more about using bank account transfers.

Online money transfer fees

How much does it cost to send money to a bank account?

To send money to a bank account with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

How long does a money transfer to a bank account take?

A money transfer to a bank account (USD-EUR) should arrive by Tuesday, April 2. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

USD
EUR

Should arrive

by Tuesday, April 2

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Trustpilot score 4.3 out of 5, from 213,445 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.