How to activate your PayPal Cash Card? (debit)

Adam Rozsa

The PayPal debit card¹ - also called a PayPal Cash Card - is a prepaid Mastercard you can use to pay in stores, make ATM withdrawals and earn cash back on eligible spending.

However, before you can hit the stores, you’ll need to activate your PayPal cash Card.

This guide tells you how. Because PayPal might not be the best option - especially when spending internationally, we’ll also introduce the Wise account as a great alternative.

How to activate a PayPal Card

Before you can use your PayPal Cash Card as a payment method, you’ll need to activate it. This is one of PayPal’s fraud prevention processes, as it proves the card and your PayPal account are linked. Activating your card is a pretty simple process - you’ll just need to log into your PayPal account and enter details of the card number. At the same time you’ll get a chance to set a PIN for the card for an additional layer of security.

Once you’ve activated it, you'll be able to use your card to spend with your available PayPal Cash Plus balance right away.

You’ve got 3 options for how to activate your PayPal card:

  1. Activate your PayPal card online
  2. Activate the card by logging into the PayPal app
  3. Call the PayPal customer service number 24/7

The steps you need to take for each option are coming up next.

How to activate your PayPal Cash Card online

  1. Go to
  2. You’ll be asked to log in to your PayPal account
  3. Follow the prompts to enter the required information from your card
  4. Create a 4 digit PIN
  5. Click Activate Card

You may need to provide your date of birth and Social Security number as required by the USA Patriot Act.

How to use PayPal app to activate a Cash Card

From your PayPal mobile app:

  1. Tap the wallet symbol
  2. Select your PayPal Debit Card
  3. Enter the required information
  4. Click Activate Card

Other ways to activate your PayPal card

You can also call PayPal customer service to activate your PayPal Debit Card. All you have to do is call the PayPal 24 hour automated activation line, and you’ll be walked through the steps. Here’s the number you need:

  • PayPal debit card customer service line: 1-800-314-8298

Save money when you shop internationally with the Wise Account and Card

PayPal is a great service for shopping online and sending payments to friends and family - but if you’re dealing with foreign currencies, the fees can be on the high side. Next time you want to spend online or in person, check out the Wise account instead.

With Wise, you can hold and exchange 50+ currencies with the mid-market rate, and access bank details to get paid in 10 different currencies. For a fee², you can also order a Wise international debit card for use in 174 countries, which automatically converts currency at the best rate whenever you spend.

You’ll get the mid-market exchange rate every time, with just low, transparent fees to pay for the services you use.

It takes just a couple of minutes to open a Wise account and get your Wise international debit card. Why not try today?

Get a Wise account today

  1. PayPal - Debit Card
  2. Please see Terms of Use for your region or visit Wise Fees & Pricing: Only Pay for What You Use for the most up-to-date pricing and fee information.

All sources checked on 8 September 2022

Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.

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