How to order euros from Wells Fargo

Wells Fargo® is a popular US banking provider, with options to spend money in the US and abroad.

If you’re heading to Europe, you can exchange your US dollars for euros with Wells Fargo. This means you won’t need to exchange cash when you get abroad – and you can avoid ATM fees in Europe.

We take a look at how to order euros from Wells Fargo, including everything you need to know about fees, exchange rate costs, and restrictions for your European adventure!

Can you order euros from Wells Fargo?

You can order euros from Wells Fargo, but you’ll need an eligible checking or savings account before making your exchange.¹

You can place your order online or in person at your local branch – and Wells Fargo will deliver your cash to your home.

Although you could previously order a same-day cash transfer, you’ll now need to wait 2 to 7 business days to receive your euros – and the bank no longer accepts foreign currency orders over the phone.¹

There are a few limits to how much you can exchange with Wells Fargo. You’ll need to exchange a minimum of 200 USD. If you want to order more than 3000 USD, you’ll need to pick up your cash at a branch, rather than getting it delivered.¹

It’s worth noting that you can’t use your business account to order euros from Wells Fargo online, but you can order euros for your company in person at a branch.¹

How to order euros from Wells Fargo: step-by-step

It’s easy to order euros from Wells Fargo. We’ve put together a step-by-step guide to ordering your vacation cash online.

Step 1. Log into your online Wells Fargo account. Select the “Accounts” tab, then “foreign currency cash”

Step 2. Enter the details of your transaction, including your chosen currency and the amount you want to exchange

Step 3. You’ll need to provide a delivery address for your order. Wells Fargo only delivers to US addresses – and you can’t enter a PO Box. Alternatively, you can pick up your order at your local Wells Fargo branch

Step 4. You should receive your cash delivery in the mail within 2 to 7 business days¹

If you’re ordering euros via the mobile app, you’ll need to select “Menu”, and then “Account Services” before selecting “Foreign Currency” and filling out your transaction information.¹

You can also place your order in person at your local Wells Fargo branch. Simply speak to a teller for help and support.¹

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Costs and fees of ordering euros from Wells Fargo

You’ll need to pay to exchange your dollars for euros with Wells Fargo. This includes transaction fees, third-party fees, and exchange rate markups.

Wells Fargo adds a margin to the standard mid-market exchange rate – and the rate you see on the bank’s website doesn’t include any applicable fees for your transaction.²

You’ll also need to pay shipping, handling, and transaction processing fees. These costs will be added to your total order amount.¹ You may also experience fees from third-party banks when converting your dollars into euros.²

You may not know exactly how much you’ll be charged until you come to place your order.

What's Wells Fargo's exchange rate?

Wells Fargo makes a profit from foreign currency conversions. This means that the rate you see when you exchange your money includes a markup on the standard ‘real’ exchange rate.

The bank makes money from this markup – and these charges can add up, particularly if you’re placing multiple orders.²

Exchange rates can also fluctuate depending on market conditions, so make sure to check for the latest rate before you place your order.²

You can use Wells Fargo’s exchange rate calculator to work out how much it’ll cost to convert your money into euros.

As of 16 May 2024, 1 EUR = 1.1446 USD. If you exchange 200 USD with Wells Fargo, you’ll receive 174.73 EUR.²

Ordering euros from Wells Fargo FAQ

How long does it take to receive euros ordered from Wells Fargo?

You’ll receive your euros from Wells Fargo within 2 to 7 business days. You can choose to receive your cash in the mail or collect it from your local branch.

If you choose home delivery, you’ll need to sign for your cash order.

What are the limits of ordering euros with Wells Fargo?

You’ll need to order a minimum of 200 USD from Wells Fargo. If you want to exchange more than 3000 USD, you’ll need to collect your order from a Wells Fargo branch.

Can you order euros online or do you need to visit a branch?

Yes, you can order euros online using your Wells Fargo savings or checking account. Simply place your order via online banking or use the Wells Fargo mobile app.

You can choose to receive your cash in the mail or you can collect it from your local branch.

Are there any restrictions on ordering euros from Wells Fargo?

You can only order euros using a personal savings or checking account. You’ll also need to order at least 200 USD to qualify.

If you need euros for your business, you’ll need to place your order in person – and you can’t get orders of more than 3000 USD delivered to your home.

Can you pay for your euro order with a credit or debit card?

Yes, you should be able to pay for your euro order by card when you place your order in person or online.

You’ll need to double-check that Wells Fargo accepts your payment method before completing your exchange.

If you want to order euros, Wells Fargo is a convenient digital option. You can exchange your dollars for euros in just a few simple steps – and you can get your order delivered to your home within 2 to 7 days.

However, Wells Fargo charges a markup for exchanging currencies – and you might not know how much your transaction will cost until you come to make it.

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