Marcus international wire transfer: 2024 guide

Gabriela Peratello

Marcus by Goldman Sachs®¹ offers savings accounts, CDs, investments, loans and credit cards to eligible customers in the US. It’s a digital only service, which means you can manage your money with just your phone or laptop for convenience.

But what about moving money out? Can you make a Marcus international wire transfer, and if so, what’s the Marcus international wire transfer fee?

This guide has you covered - plus we’ll touch on Wise as a convenient and low cost way to send payments to 70+ countries globally with the mid-market rate and low fees².


Can you send money abroad with Marcus by Goldman Sachs?

At the time of writing you cannot send a payment overseas with Marcus by Goldman Sachs³.

If you have money in your account that you need to send elsewhere in the world, you’d need to use a third party service.

Because Marcus only lets you make withdrawals to linked bank accounts in your own name⁴, you probably can’t pay for your overseas transfer directly from your Marcus account.

You may be able to withdraw your money from Marcus to a linked US bank in your name, and then use that to pay for your international transfer, instead.

International wire transfers with Marcus: step by step

You’ll be able to move your money from Marcus to another account you have linked. Linked accounts must be in the US, and held in your own name. Once you’ve done that you can use a third party service to send your payment overseas.

Different third party providers have their own processes, but mostly they’re pretty intuitive and you can register and send a payment with just your phone.

To give an idea, let’s look at how to send a payment with Wise:
  1. Open the Wise desktop site or app

  2. Register an account with your email address, Facebook®, Apple® or Google® ID

  3. Get verified by uploading an image of your ID and address document*

  4. Set up your transfer online or in app, by entering the amount you want to send, or the amount and currency to be received

  5. Check the payment options and fees and select how you want to pay

  6. Follow the prompts to add your recipient’s information

  7. Check, fund the payment, and your money is on the way

*Wise may request additional documents to verify a customer's identity

Marcus International wire transfer fees

Marcus doesn’t charge a fee for withdrawing your money from your account to another linked account. Once you’ve got your funds out you can pick a third party transfer service to help you send your payment.

Each provider sets their own fees, which can vary a lot based on where you’re sending money to, the value of the payment, and how you want it to be delivered. Compare a few services before you choose one, so you’ll know you’re getting a great deal.

Additional charges and exchange rates

When you’re comparing third party payment services remember to watch out for any extra fees, or costs that are trickier to spot.

Usually, when you send a payment overseas you’ll pay one or more of the following charges:

  • A transfer fee: this is usually stated upfront and easy to understand

  • An exchange rate markup: this is harder to see, and will be rolled up in the rate that’s used to convert your funds

  • Intermediary and receiving fees: you may not be able to see these in advance, as they’re charged by banks involved in processing the payment, and the recipient’s own bank

Pick a provider with transparent fees, and compare exchange rates carefully to make sure you’re picking the best option for your specific needs.

Make low cost international transfers with Wise

Another smart option if you’re sending money overseas. Meet Wise.

Register a Wise account online or in the Wise app, and send digital payments from your bank account to 70+ countries, with the mid-market exchange rate and low, transparent fees.

Wise always shows you the amount you’re paying and how much your recipient will get — and you can even compare against other providers on the Wise app or desktop site. If another service is cheaper for your particular payment, you’ll be shown — so you can’t lose.

Send money with Wise

See how Wise compares with international bank transfers in our full guide

Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up to date pricing and fee information

FAQs: Marcus International Wire Transfer

Got more questions? We’ve got answers.

Is Marcus a secure platform for international wire transfers?

Marcus is a secure and reliable provider that’s licensed and regulated. It’s safe to use. Once you transfer funds out of Marcus to your own bank, you’ll need to pick a third party service to process your international payment.

Here, look out for options that are properly licensed for the services they offer, and which come highly rated on sites like Google®. That should mean you’ve got a safe transfer, and there’s help on hand should you ever need it.

How can I track my international wire transfer with Marcus?

You’ll be sending your payment with a third party service. Most third party international money transfer services have easy ways to track international payments, usually with an app. That means you can keep an eye on your money as it moves.

Can you send money to any country using Marcus international wire transfer?

Marcus doesn’t offer international wires directly, but once you’ve withdrawn your balance to your linked bank account in the US, you can use this to fund your international wire.

Different providers cover their own range of countries, but many let you send to dozens - and some will process payments pretty much anywhere in the world.

The international wire process with Marcus by Goldman Sachs may involve one extra step, but if you pick a fast and reliable money transfer service like Wise, your money could still be moving super quickly.

Use this guide to figure out how best to make your international transfer out of Marcus, and remember to compare a selection of third party providers before you get started.


  1. Marcus
  2. Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up to date pricing and fee information
  3. Marcus FAQ
  4. Marcus - how to set up a transfer

Sources checked on 11.14.2023

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.

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