Whatever your reason is for moving to the US, this guide aims to help you figure out the most important costs you'll face when you live there.
Thinking of moving to America? You’re not alone. In fact, there are more than 125,000 Irish emigrants currently living in the U.S.
Ireland and the U.S. have a lot of cultural similarities, with both countries boasting friendly people, hard work ethics and beautiful landscapes.
However, there are some differences that Irish Wise customers shared they noticed upon moving to the U.S. Here are five valuable lessons that you'll learn when making that big move.
In Ireland, most people round up to tip, with a 10 percent tip only granted at the fanciest of restaurants with exceptional service.
Irish servers are paid a minimum wage that they can live on, so much of their income doesn't depend solely on tips. Yet in America, where the federal minimum wage is just $2.13 an hour for people who recieve at least $30 a month in tips, it is important to always tip 15 to 25 percent of the bill. The total can run closer to 25 percent at fancier establishments or where an extra effort was made in the service.
It is also customary to tip for everyday services such as taxi rides or haircuts, and at the same rate (usually 20 percent) as a good restaurant meal.
American food may be perceived as being served only in large portions, on large plates, and lean a little towards the greasier side.
In Ireland (and much of the world), American food doesn’t get the best reputation, and for good reason, with 'cheese' slathered on nachos and fries looking and tasting like some chemical experiment, and rubbery hot dogs that are questionably meat.
Yet, with a growing farmers market trend in many cities and a huge diversity of food from every corner of the globe, you can also find some of the tastiest options in the U.S. And several supermarkets such as Trader Joe’s bring you gourmet quality at prices you would associate with Lidl and Aldi back home.
Americans are big on finger food, and rarely will you catch them eating a hamburger, slice of pizza or burrito with anything but their hands.
When they do dine with utensils, they only use a knife if they really need to cut something, like a huge piece of steak. And when they do pick one up, they employ the ‘bait and switch’ method, passing the knife and fork back and forth like it’s a foot - ahem, soccer ball.
Also, noted Ian, an Irish emigrant in New York, 'Americans will call all of their cutlery "silverware" even if it’s made entirely of plastic.'
America is the only developed country without paid annual leave, and even national holidays such as Martin Luther King Day and Columbus Day don’t always mean time off, even for blue collar gigs.
Many jobs will offer two to three weeks of paid holidays, but many employees don’t even take this. 'The "American Dream" comes with a work hard mentality, but sometimes people overdo it', says Colleen, an Irish emigrant in San Francisco.
Whereas swearing seems to be used really f@&king liberally in Ireland, even between co-workers and especially in the pub, in the U.S. it is not as common.
With exceptions for some parts of the U.S., or after a round of drinks, people are more sensitive to swear words. In Ireland, people also seem to poke fun at each other more, and utilize sarcasm around more readily as a way of showing their fondness for each other. That said, the U.S. is a huge country and the culture you’ll find in Queens, New York is a lot different than what you'll find in the middle of Ohio.
Moving your dollars to Ireland or your euros over to the U.S.? Save money with Wise
Save up to 8x when sending money overseas
Unlike banks, with Wise you don't pay a markup in the exchange rate when your money is converted into another currency. And you'll save even more by avoiding the international Swift fees and the intermediary banks, when you send and receive money abroad.
Check here and check how much you'd get with Wise.
It's cheap, fast, and you know exactly how much you pay and how much reaches the destination. With no unpleasant surprises.
This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. The information in this publication does not constitute legal, tax or other professional advice from Wise Payments Limited or its affiliates. Prior results do not guarantee a similar outcome. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date.
Find all you need to know about getting a personal loan for H-1B visa holders in this guide.
Everything you need to know about the US certificate of naturalization.
The US welcomes large numbers of new arrivals every year — and getting a great job to both gain experience and set down roots is a core part of the American...
Find out everything about dual citizenship, as well as whether the US allows it, in this handy guide.
Find everything you need to know about the US citizenship test, including the USCIS questions and answers.