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One account, for all the money in the world

160 countries. 40 currencies. One card. Take on the world with Wise — the universal account for sending, spending, and receiving money like a local.

The smart way to manage money on the go

Choose from 40 currencies to use or keep to hand in your Wise account, and convert them in seconds. Receive money internationally too, with account details and IBANs for 9 currencies. Use them to get money from overseas without any fees at all.
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Pay your way round the world with a universal card

If you’ve got the local currency, we’ll use it. If you don’t, we’ll convert to it at a cheap rate. So in store or online, you’ve always got the right kind of money, for the right price.

Save on fees when sending money abroad

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.
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Boost your balance with our interest feature

Earn 4.85% APY on your USD balance. You’ll benefit from the same instant access when sending, spending and receiving money with your Wise account, so your money is available to you when you need it.
Register for a free account in minutes


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Add money in the currencies you want


Trust us to look after your money

We help over 15 million people move $8.5 billion every month — here’s how we make sure it’s secure.
Send the money from your online banking

Privacy and data

We protect your details through strict standards and 2FA.

Dedicated support

Questions? Get 24/7 help in 14 languages.

International safeguarding

We’re regulated by national authorities around the globe.