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Indonesian rupiah account alternatives in the United States

Hold, manage and spend money on your debit card in Indonesian rupiah and over 40 different currencies, and send money using the mid-market rate.

Hold money in Indonesian rupiah and spend it in the United States.

A Wise account is perfect to hold Indonesian rupiah if you live and work in multiple currencies.

Hold money in Indonesian rupiah, convert it in your Wise account and spend it in the United States. Wise converts at the mid-market rate with no hidden fees.*

*Please see Terms of Use for your region or visit Wise Fees & Pricing: Only Pay for What You Use for the most up to date pricing and fee information.

The number of currencies you can receive money in depends on your location. Check which currencies you can receive.

Wise doesn’t accept cash or cheque payments. Read more about which types of transfers you can receive.

receive money
Send the money from your online banking

Avoid exchange rate risk.

Your money could be protected from currency fluctuation (exchange rate risk).

Get the best rate

Hold different currencies.

You can hold more than 40+ different foreign currencies in one place.

Directly from Wise’s local bank account

Get bank account numbers.

You get bank account numbers for the Eurozone, US, UK, Australia, New Zealand, Singapore, Malaysia, Canada, Hungary, Romania and Turkey.

Who is the Wise account great for?

  • People with international investment portfolios.
  • Businesses who pay invoices to suppliers overseas.
  • International students studying abroad.
  • Everyone who wants to send and hold money in Indonesian rupiah without converting to or from US dollars.
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Spend at the mid-market rate.

Use your Wise debit card around the world, with no sneaky fees or hidden charges.*

  • Pay in 40+ currencies and with currencies in your account. Save up to 3x when you spend internationally compared to other well-known providers.
  • Free ATM withdrawals up to 100 USD a month and a small fixed fee after that.**
  • Only pay a small conversion fee when you convert your money — typically between 0.35% and 2%.
  • Automatically convert your money at the mid-market rate. Spend safely online in 40+ different currencies with a digital card.

*Check our pricing page for more information.

**Wise will not charge you for these withdrawals, but some additional charges may occur from independent ATM networks.

Debit cards are available in the United States and some other countries. See if it’s available in your country.

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Frequently asked questions.