Fees for the Wise card
Spend anywhere in the world at the real exchange rate, with low conversion fees. And never pay for subscription.
Spend anywhere, with low conversion fees
Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise Account, we’ll auto-convert it with the lowest possible fee.
Getting your Wise card
Ordering your cardNo subscription fees | 9 SGD |
Optional express deliveryGet it delivered in 1-2 days | From 25 SGD |
Digital cardSpend online, in-store and abroad safely | Free |
Replacing your cardOrder a new card at any time | 4.32 SGD |
Replacing an expired cardWe’ll remind you when it’s time to order a new one | Free |
Withdrawing money from an ATM.
Make 2 withdrawals of up to 350 SGD each month for free. After that, we’ll charge 1.5 SGD per withdrawal. There’s a 1.75% fee on any amount you withdraw above 350 SGD.
| Less than 350 SGD per month | More than 350 SGD per month | |||
|---|---|---|---|---|
| 2 or less withdrawals | Free | 1.75% of the amount over 350 SGD | ||
| 3 or more withdrawals | 1.5 SGD per withdrawal | 1.5 SGD + 1.75% of amount over 350 SGD |
Sometimes, ATMs, shops, and online stores offer to charge you in your home currency. Then, they mark up the exchange rate.
Avoid these hidden fees by always choosing to be charged in the local currency of where you are.
Whenever you spend with the Wise card, we’ll send you notification to your phone confirming the amount — and any conversion fees.
Use your app to update your notification preferences in Settings.
Taking money out for holiday? It’s cheaper to make one big withdrawal than multiple smaller ones.
This will save you from paying the fixed 1.5 SGD fee each time.