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Give your money a boost

Earn returns on SGD and USD by opening a Wise account and investing in an interest-earning fund. Spend any time, all while you grow. Capital at risk.

*The return for SGD is based on annualised amortised rate as of 15/03/2024 and the return for USD is based on 7 day performance as of 19/03/2024. Both do not guarantee future growth. Rate not guaranteed and is projected based on how much your money could grow over a year. Capital may be at risk. Past performance is not indicator of future performance.

How interest works

Turn on Interest


Your money is invested in an interest-earning fund.

Get gains daily


Returns are added to your money every working day — and you can use them right away.

Spend any time


Continue to send and spend your money. With Interest, there’s no need to lock your money away.

Interest is offered in partnership with BlackRock and through Wise Assets. The funds aim to maximise current income through a portfolio of high quality short-term money market instruments. You may have to pay tax on your earnings — for example, capital gains tax.

The rates you’ll get with us

These are our variable rates for SGD as of 15/03/2024 and USD as of 19/03/2024. The rate we show is how much your money could grow over a year. Return not guaranteed, past performance is not an indicator of future results, capital at risk.

3.86% on SGD

Includes 0.50% annual fee
The Singapore flag

4.47% on USD

Includes 0.80% annual fee
The Stars and Stripes flag of the United Sates

Keeping your money safe

The fund Interest uses is designed to be stable and is considered low risk because the assets are guaranteed by governments, or invested in large companies with high credit ratings.

See gains every day

Returns are added to your money every working day — and you can use them right away. Send and spend your money, all while getting a return. Growth not guaranteed.
Earn interest on your selected currency


Trust us to look after your money

We help over 10 million people move £30 billion every quarter — here’s how we make sure it’s safe.

Privacy and data

We protect your details through
strict standards and 2FA.
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Questions? Get 24/7 help in
14 languages.
Support around the clock

Don’t take our word for it

With over 200,000 reviews on Trustpilot, Wise’s average score is 4.3 out of 5.
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Your money, your way

Manage your international money in a single place with a Wise account.

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All investment services are provided by Wise Asia-Pacific Pte Ltd to conduct regulated activities and provide custodial services by Monetary Authority of Singapore (MAS). We do not give investment advice, and you may be subject to pay tax. If you’re not sure, seek qualified advice. You can find more information about the product and funds on our website.