Give your money a boost up to 3.45%
Open a Wise account and turn on Interest to spend and send your money, all the while it grows.1
SGD1.03%
GBP3.45%
EUR1.68%
USD3.38%
How interest works
Turn on InterestTurn on InterestYour money will be invested in an interest-earning fund that holds short-term loans to governments and large companies.
Access your money any timeAccess your money any timeReturns are applied to your money every working day — and you can use them right away.
Spend any timeSpend any timeContinue to send and spend your money. With Interest, there's no need to lock your money away.
Interest is offered in partnership with Lion Global and Fidelity, through Wise Assets. The funds aim to maximise current income through a portfolio of high quality short-term money market instruments.
The rates you'll get with us
The rate we show is how much your money could grow over a year. The rates for SGD is based on annualised amortised rate as of 27/03/2026 and the rates for GBP, EUR and USD are based on 7 day performance as of 29/03/2026, 29/03/2026 and 29/03/2026, respectively. Past performance doesn't guarantee future growth.
- 1.03% on SGD1.03% on SGD
After 0.68% annual fee
- 3.45% on GBP3.45% on GBP
After 0.44% annual fee
- 1.68% on EUR1.68% on EUR
After 0.44% annual fee
- 3.38% on USD3.38% on USD
After 0.44% annual fee
Keeping your money safe
Your money is held in segregated accounts and the assets are kept in your name. The funds Wise Interest uses are invested in assets guaranteed by governments, or invested in large companies with high credit ratings.
Start from as little as 1 SGD, GBP, EUR or USD
Returns are applied to your money every working day - and you can send and spend them instantly.2
FAQ
Trust us to look after your money
We help over 14.8 million people move £30 billion every quarter — here's how we make sure it's safe.
- Built-in securityBiometrics, 2-step authentication and encryption keep your data secure.
- Dedicated supportQuestions? Get 24/7 help in 14 languages.
- Don't take our word for itWith over 200,000 reviews on Trustpilot, Wise's average score is 4.3 out of 5.
Do more with Wise in Singapore
You can use Wise for much more than just earning returns. Here is what's available, based on where you live.
Send money worldwide
Make fast and cheap international transfers and save on fees.
Receive money fast
Get paid easily in other currencies with global account details.
Save on spending abroad
Pay and withdraw cash worldwide without any hidden fees or markups.
- Instant access up to a 17,000 (or equivalent) daily limit. Any amount over this adds a processing time of up to 2 working days.
The return for SGD is based on annualised amortised rate as of 27/03/2026 and the return for GBP, EUR and USD are based on 7 day performance as of 29/03/2026, 29/03/2026 and 29/03/2026, respectively. Rates are shown inclusive of annual fees which are 0.68% for SGD, and 0.44% for GBP, 0.44% for EUR, and 0.44% for USD. Rates do not guarantee future growth. Rates are not guaranteed and are projected based on how much your money could grow over a year. Capital may be at risk. Past performance is not an indicator of future growth. - All investment services are provided by Wise Asia-Pacific Pte Ltd to conduct regulated activities and provide custodial services by Monetary Authority of Singapore (MAS). We do not give investment advice, and you may be subject to pay tax. If you're not sure, seek qualified advice. You can find more information about the product and funds on our website.
This advertisement has not been reviewed by the Monetary Authority of Singapore.