How interest works
Give your money a boost
Earn returns on SGD and USD by opening a Wise account and investing in an interest-earning fund. Spend any time, all while you grow. Capital at risk.
*The return for SGD is based on annualised amortised rate as of 15/03/2024 and the return for USD is based on 7 day performance as of 19/03/2024. Both do not guarantee future growth. Rate not guaranteed and is projected based on how much your money could grow over a year. Capital may be at risk. Past performance is not indicator of future performance.
Turn on Interest
1
Your money is invested in an interest-earning fund.
Get gains daily
2
Returns are added to your money every working day — and you can use them right away.
Spend any time
3
Continue to send and spend your money. With Interest, there’s no need to lock your money away.
Interest is offered in partnership with BlackRock and through Wise Assets. The funds aim to maximise current income through a portfolio of high quality short-term money market instruments. You may have to pay tax on your earnings — for example, capital gains tax.
The rates you’ll get with us
These are our variable rates for SGD as of 15/03/2024 and USD as of 19/03/2024. The rate we show is how much your money could grow over a year. Return not guaranteed, past performance is not an indicator of future results, capital at risk.
3.86% on SGD
Includes 0.50% annual fee
4.47% on USD
Includes 0.80% annual fee
Keeping your money safe
The fund Interest uses is designed to be stable and is considered low risk because the assets are guaranteed by governments, or invested in large companies with high credit ratings.
See gains every day
Returns are added to your money every working day — and you can use them right away. Send and spend your money, all while getting a return. Growth not guaranteed.
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All investment services are provided by Wise Asia-Pacific Pte Ltd to conduct regulated activities and provide custodial services by Monetary Authority of Singapore (MAS). We do not give investment advice, and you may be subject to pay tax. If you’re not sure, seek qualified advice. You can find more information about the product and funds on our website.