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Send money to Japan

Fast, low-cost, and secure online money transfers from Poland to Japan.

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  • 0 PLN
  • 14.75 PLNOur fee
  • 14.75 PLNTotal fees
  • =
    985.25 PLNTotal amount we’ll convert
  • ×
    38.1714

Should arrive by Friday

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Save when you send money to Japan

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 PLN withRecipient gets(Total after fees)
Wise
37,608 JPY
Transfer fee
14.75 PLN
Exchange rate(1 PLN JPY)
38.1714
Exchange rate markup
0 PLN

Cost of transfer
14.75 PLN

PayPal
34,871 JPY- 2,738 JPY
Transfer fee
19.99 PLN
Exchange rate(1 PLN JPY)
35.5820
Exchange rate markup
67.84 PLN

Cost of transfer
87.83 PLN

Millennium Bank
34,022 JPY- 3,587 JPY
Transfer fee
80 PLN
Exchange rate(1 PLN JPY)
36.9802
Exchange rate markup
31.21 PLN

Cost of transfer
111.21 PLN

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How to send money to Japan in 3 easy steps

Large amount of currency illustration

Get dedicated support for large transfers

Moving big money? Get our how to guide and start a chat with our team of large-amount experts.

Get started with large transfers

How to send money to Japan from Poland

How to send money to Japan from Poland

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, Swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to Japan?

Pay a small, flat fee and percentage

To send money in PLN to Japan, you pay a small, flat fee of 7.91 PLN + 0.71% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
7.91 PLN
Variable feeup to 104,491 PLN/month
0.71%
Variable feemore than 104,491 PLN/month

How long will a money transfer to Japan take?

A money transfer from Poland (PLN) to Japan (JPY) should arrive by Friday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

PLN
JPY

Should arrive

by Friday

What you’ll need for your online money transfer to Japan

Best ways to send money to Japan

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

Trust Wise with safe & secure money transfers to Japan

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money to Japan from Poland with the Wise app

Looking for an app to send money to Japan? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Let's answer some of your questions